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-   -   Question about CC renewal dates (https://www.flyertalk.com/forum/credit-card-programs/1948126-question-about-cc-renewal-dates.html)

dreamspeed Dec 29, 2018 10:05 pm
Question about CC renewal dates
 
Is your card renewal date always the date that you were approved for the card?

In terms of annual fees and card benefit resets is that the day they happen? Thanks

mia Dec 30, 2018 8:35 am
Originally Posted by dreamspeed (Post 30586905)
.... always ....
No. Issuers have their own practices. Chase, for example, always bills annual fees on the first day of a month. Also, if you ask an issuer to change your billing date this may reset your anniversary cycle.

dreamspeed Dec 30, 2018 11:15 am
Originally Posted by mia (Post 30587871)
No. Issuers have their own practices. Chase, for example, always bills annual fees on the first day of a month. Also, if you ask an issuer to change your billing date this may reset your anniversary cycle.

thanks, guess I need to confirm each card individually with the issuer

sdsearch Dec 30, 2018 1:30 pm
Originally Posted by dreamspeed (Post 30586905)
Is your card renewal date always the date that you were approved for the card?

In terms of annual fees and card benefit resets is that the day they happen? Thanks
As another example,, Amex generally doesn't bill the second year annual fee until at least 13+ months from the open date of the card. (This helps given that Amex penalizes people who close the card in the first 12 months, since there is no need to close the card in even the first 13 months if you simply want to close it when the second year annual fee is billed.)


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