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-   -   Best card 'besides' Chase for rapid reward points (https://www.flyertalk.com/forum/credit-card-programs/1636153-best-card-besides-chase-rapid-reward-points.html)

sandie511 Dec 12, 2014 6:47 pm

I'm curious about this too...from looking at their website it appears they have both an Amtrak guest rewards travel and/or points card, (or perk card if you will), and an Amtrak guest Mastercard. I'm still looking at their site and trying to figure it out and am hoping we/I can transfer to and from with the 'travel' card because their Mastercard is owned by Chase, ouch

sandie511 Dec 12, 2014 6:59 pm


Originally Posted by mynameisnothootie (Post 23988174)
Why do you need to have an Amtrak credit card to transfer to and from an Amtrak Guest Rewards account?

Found the answer...not their credit card (tho makes it easier)their travel card will do...this is getting interesting for me and so far looking doable..

Effective May 1, 2008, the option to redeem Amtrak Guest Rewards points for airline miles, hotel points and experiential rewards will only be available to: 1) Members with current Amtrak Guest rewards Select or Select PlusSM status, or 2) Cardholders of the Amtrak Guest Rewards® MasterCard® issued by Chase Bank with and Amtrak travel spend on the card of over $200 per calendar year. Eligible members are still subject to the 25,000(1) and 50,000(2) annual point transfer caps as outlined in the program Terms and Conditions.
(1)Members that are cardholders of the Amtrak Guest Rewards® MasterCard® issued by Chase Bank with an Amtrak travel spend on the card of over $200 per calendar year may redeem up to 25,000 points per calendar year.
(2)Members with current Select or Select Plus status may redeem up to 50,000 points per calendar year.

AlohaDaveKennedy Dec 12, 2014 9:15 pm

There are ways around the $200 spend, if you look back a few years. But then again there are some nice train trips, too. Travel by train can be great in winter versus driving. :cool:


Originally Posted by sandie511 (Post 23988466)
Found the answer...not their credit card (tho makes it easier)their travel card will do...this is getting interesting for me and so far looking doable..

Effective May 1, 2008, the option to redeem Amtrak Guest Rewards points for airline miles, hotel points and experiential rewards will only be available to: 1) Members with current Amtrak Guest rewards Select or Select PlusSM status, or 2) Cardholders of the Amtrak Guest Rewards® MasterCard® issued by Chase Bank with and Amtrak travel spend on the card of over $200 per calendar year. Eligible members are still subject to the 25,000(1) and 50,000(2) annual point transfer caps as outlined in the program Terms and Conditions.
(1)Members that are cardholders of the Amtrak Guest Rewards® MasterCard® issued by Chase Bank with an Amtrak travel spend on the card of over $200 per calendar year may redeem up to 25,000 points per calendar year.
(2)Members with current Select or Select Plus status may redeem up to 50,000 points per calendar year.


mynameisnothootie Dec 13, 2014 4:13 pm

Thanks sandie511 for digging up the answer and sharing it. I guess I didn't dig deep enough ;-)

sandie511 Dec 28, 2014 5:40 pm


Originally Posted by groundhog (Post 23983646)
Can you transfer directly from Diners Club???

For Starwood you can do:
Starwood Hotels & Resorts Preferred Guest converts to (starting) 100,000
* Amtrak Guest Rewards (at a ratio of 1:1) converts to 100,000
* Choice Hotels Choice Privileges (at a ratio of 5000:15000) converts to 300,000
Southwest Rapid Rewards (at a ratio of 6000:1800) Total: 90,000

But you have to spend $250 on Amtrak using Amtrak credit card.

I'm kind of bummed I didn't read or research this better. I applied and got approved for the Starwood card last night, yay...Upon reading further the only way to transfer the points out of Amtrak is to be either a Select Member or even better, to transfer unlimited points to Choice, a Select Executive Member...the 1st is $2,500 spend on Amtrak travel and the second is $10,000 (2 points per dollar) spend on Amtrak travel...I don't use Amtrak so either of these are not possible. I've researched a number of hours today to find a way around this and it does not seem possible. Even if I were to purchase some inexpensive fares for 100 points each (which is the minimum they give) and costing approximately $250, one has to actually travel so they get the ticket scanned to get the points... another option is to get the Chase card and spend $200 (on Amtrak, couldn't find the way around that as mentioned above) to transfer 25,000 points to Choice, but alas, back to square one with a Chase card...I will look at the other options stated above with the starwood card, unless someone has more info on the Amtrak transfer...thanks :(

https://amtrakguestrewards.com/info/details

satman40 Dec 28, 2014 5:59 pm

Why not open a Checking and Savings account. put some money in the game..

Most look at why the BK was taken, if you scammed thenm you deserve it,

If Medical expenses did you in, it is a different story..

Most of this is about personal responsibilities..

sandie511 Dec 28, 2014 6:12 pm


Originally Posted by satman40 (Post 24064682)
Why not open a Checking and Savings account. put some money in the game..

Most look at why the BK was taken, if you scammed thenm you deserve it,

If Medical expenses did you in, it is a different story..

Most of this is about personal responsibilities..

Open checking and savings with Chase?

I didn't scam them...posted briefly above, my reason and/or spending was not frivolous. However, I do understand Chase not issuing me a card because they don't know the circumstances for the BK and perhaps even if they did they still were out the money, I do get that...

Iheartshopping Dec 28, 2014 7:24 pm

This might be a dumb question, but isn't the BK supposed to fall off your credit report after 7 years?

Assuming you didn't burn chase, wouldn't the most hassle free option be to simply wait a year and then when the BK is no longer on your file reapply for the chase cards?

mia Jan 2, 2015 11:31 am


Originally Posted by Iheartshopping (Post 24064970)
... wait a year and then when the BK is no longer on your file reapply for the chase cards?

The bankruptcy will still show in Chase's internal records if they were one of the creditors in the filing.


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