|
Originally Posted by mbodio
(Post 22298741)
Why not load VR's purchased from a high category bonus store onto an amex prepaid card or Amex gift cards purchased via a portal with a high bonus? I have had no issues using my amex prepaid card.
Thanks but I have no interest in the MS game BTW, I did notice my local Hyvee grocery store had a big sign saying CASH ONLY for the re loadable cards It was new ( within the past 2 weeks) as you couldn't miss this sign if you tried |
Originally Posted by joelmeu
(Post 22298604)
However, if your uses for Starpoints (net of the annual fee for the SPG card) consistently net you more than 2 cents per Starpoint, then the SPG card is better for you.
This last time (personal) I was denied the 15K SPG point bonus for spending $5k in 6 months but I still got the 10K first purchase and my wife got 5K for referring me |
Wirelessly posted (beckoa's BB: Mozilla/5.0 (BlackBerry; U; BlackBerry 9810; en-US) AppleWebKit/534.11+ (KHTML, like Gecko) Version/7.1.0.694 Mobile Safari/534.11+)
Originally Posted by flyer4512
Originally Posted by joelmeu
(Post 22298604)
However, if your uses for Starpoints (net of the annual fee for the SPG card) consistently net you more than 2 cents per Starpoint, then the SPG card is better for you.
This last time (personal) I was denied the 15K SPG point bonus for spending $5k in 6 months but I still got the 10K first purchase and my wife got 5K for referring me |
I used VGC when I had minimum spending to meet. But now I use Amex BCE.
|
Costco True Business Earnings + Executive Membership from Costco. The extra 1% from the Executive membership effectively makes the instore cash back amount 2%, plus you get a raft of other benefits with it as well. Definitely good if you do a lot of shopping there.
Not to mention the side benefit of them printing your Costco Membership card onto the Amex, effectively cutting out one card you need to carry. That's worth more than almost any benefit to me. I've got enough crap to keep track of as it is. |
Originally Posted by RamboAroundTheWorld
(Post 22314206)
Costco True Business Earnings + Executive Membership from Costco. The extra 1% from the Executive membership effectively makes the instore cash back amount 2%, plus you get a raft of other benefits with it as well. Definitely good if you do a lot of shopping there.
Originally Posted by RamboAroundTheWorld
(Post 22314206)
Not to mention the side benefit of them printing your Costco Membership card onto the Amex, effectively cutting out one card you need to carry. That's worth more than almost any benefit to me. I've got enough crap to keep track of as it is.
|
Originally Posted by beckoa
(Post 22314265)
Executive membership is 2% ;)
Forgot @ that. My wallet likes having 2 cards in 1 ^ |
So with the True Earnings + an executive membership, does that mean you can get an effective 5% cash back? (2% from executive + 3% cash back on purchases with the True Earnings Amex)
|
Best Card For Costco
You also have a lot of grandfathered Costco Green Amex Open biz cards that belong to MR program. All benefits of open gold except the multiple MR points on certain spend categories.
|
Originally Posted by greggarious
(Post 23194585)
So with the True Earnings + an executive membership, does that mean you can get an effective 5% cash back? (2% from executive + 3% cash back on purchases with the True Earnings Amex)
The Costco Amex pays 1% cash-back at Costco in-store/online and 3% on gas (including Costco gas). So, buying merchandise at Costco as an executive member with a Costco Amex yields 2% rebate on the executive membership and 1% on the Amex. Buying gas at Costco yields 0% on the executive membership and 3% on the Amex. |
Originally Posted by mbodio
(Post 22298741)
Why not load VR's purchased from a high category bonus store onto an amex prepaid card or Amex gift cards purchased via a portal with a high bonus? I have had no issues using my amex prepaid card.
|
Originally Posted by Lumpylump76
(Post 23205015)
Because if you have money loaded on your prepaid, you can use any AmEx at Costco to get 1-2%, then pay off the AmEx will billpay to double dip.
I figure the answer is no and too lazy to look since not a big Costco spender, but does personal gold amex get 2x there due to grocery spend? If answer is no, guess I'll have to go back to SPG. |
Originally Posted by THEsocalledfan
(Post 23205360)
I figure the answer is no and too lazy to look since not a big Costco spender, but does personal gold amex get 2x there due to grocery spend?
superstores and warehouse clubs are not considered supermarkets |
Originally Posted by tev9999
(Post 23204847)
No. Costco Executive pays 2% regardless of how you pay - cash, check, Amex, debit, and gift card all result in 2% back in the form of a check (redeemable at Costco) at the end of your year. Costco gas does not earn the 2%. It is also an extra $55 a year in membership fees, but if you don't hit $55 in rebates they will give you the difference.
. I've never heard of that...is this true? Thanks. |
Originally Posted by tev9999
(Post 23204847)
No. It is also an extra $55 a year in membership fees, but if you don't hit $55 in rebates they will give you the difference.
|
| All times are GMT -6. The time now is 3:01 pm. |
This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.