FlyerTalk Forums
Page 2 of 2
1
2
Show 40 post(s) from this thread on one page

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Credit Card Programs (https://www.flyertalk.com/forum/credit-card-programs-599/)
-   -   4 Hard pulls! (https://www.flyertalk.com/forum/credit-card-programs/1535258-4-hard-pulls.html)

jeremywight Dec 27, 2013 11:02 pm
Originally Posted by orbit1 (Post 22037279)
With my last churn of 3 cards I went from 1 hard pull to 4 hard pulls and dropped my credit score from 759 to 742 (good)! I am in the planning process to take 6 to Hawaii in May and I need to start building hilton points. I have the points for the flights. How long before my credit recovers the 8 points I need to get back to excellent? I've researched this forum but haven't gotten a feel for how long it takes for these hard pulls to drop off....Thank you!
I don't know about how long it takes for them to drop off, but I do my rounds every 90 days and my score rebounds typically to a point or two higher than 3 months earlier. If you're not using Credit Sesame or Credit Karma yet check them out, you can see a graph of your score which is fun to watch the valleys and peaks when you apply and then rebound. That is if you like graphs like me :D

orbit1 Dec 28, 2013 6:32 am
Jeremy, I DO use creditKarma. That's where I'm getting my numbers! And you are right I enjoy watching my credit rebound, but I have not experienced this "hard pull" bringing my credit down:td:

mbece Dec 28, 2013 7:40 am
Originally Posted by orbit1 (Post 22039697)
Jeremy, I DO use creditKarma. That's where I'm getting my numbers! And you are right I enjoy watching my credit rebound, but I have not experienced this "hard pull" bringing my credit down
If you're relying on CK for your numbers, you may be in for a surprise. Remember CK is not a true IICO score.

johnnie198x Dec 28, 2013 11:42 am
Originally Posted by orbit1 (Post 22038673)
I had a suggestion from a travel blogger to build hilton points with citi cards but that might not be the best suggestion!
It was a good suggestion until earlier this year when Hilton devalued.


All times are GMT -6. The time now is 6:24 am.
Page 2 of 2
1
2
Show 40 post(s) from this thread on one page


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.