close US card?

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Aug 5, 2013 | 7:21 am
  #1  
I applied and got the 40k points that come with the first purchase of the US card...since US and AA are merging should i close the card? i don't want my card to be converted to a future AA card as i will be applying for citi AA card the next few months. i applied for the card november 2012.

thoughts?
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Aug 5, 2013 | 7:53 am
  #2  
they arent going to switch your banking relationship from Barclay's -> Citi. That isnt how it works.
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Aug 5, 2013 | 8:12 am
  #3  
Quote: they arent going to switch your banking relationship from Barclay's -> Citi. That isnt how it works.
gotcha, so mroe than likely they'll just transfer the points and close the card anyways...i forgot about the card is from Barclays .

thank you for your reply !
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Aug 5, 2013 | 8:19 am
  #4  
Quote: gotcha, so mroe than likely they'll just transfer the points and close the card anyways.
The points are automatically deposited in your Dividend Miles account, there is nothing to transfer. Most likely Barclays will convert the account to one with another type of rewards.
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Aug 5, 2013 | 10:29 am
  #5  
Quote: The points are automatically deposited in your Dividend Miles account, there is nothing to transfer. Most likely Barclays will convert the account to one with another type of rewards.
right, which is fine cause i am planning to close it once my one year comes around. Thanks Mia !
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Aug 5, 2013 | 10:44 am
  #6  
Quote: they arent going to switch your banking relationship from Barclay's -> Citi. That isnt how it works.
Really? As I recall when US moved their card to Barclay my card with the prior institution was auto-switched
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Aug 5, 2013 | 11:13 am
  #7  
Quote: Really? As I recall when US moved their card to Barclay my card with the prior institution was auto-switched
I think that it is much more likely they will switch to a non US Airways branded card to maintain the customer relationship with barclays. (and their associated income.)

besides that, there will be some period of announcement on the board as to what will happen with the card. Id rather just cancel it at that point vs pre canceling it. I too will be canceling my card prior to the turn of the year, but Id like to make a couple charges on it at the end of that year in order to have the account activity carry my US Airways points all the way to the elite merger.
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Aug 5, 2013 | 11:17 am
  #8  
Quote: Really? As I recall when US moved their card to Barclay my card with the prior institution was auto-switched
Any card I've had where the product line was being completely cut and not supported they told me what product line it was converting to and I could either let it happen or close the card. It was always with the same issuer.

The only time the issuer changed was if there was a merger of some type and all products were switching to the new brand (FIA->BofA).
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Aug 5, 2013 | 11:35 am
  #9  
Quote: Really? As I recall when US moved their card to Barclay my card with the prior institution was auto-switched
Correct. I had one card switch automatically from US BOA to US Barclay. I have one that is still US BOA.
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Aug 5, 2013 | 2:08 pm
  #10  
Quote:
Quote: Really? As I recall when US moved their card to Barclay my card with the prior institution was auto-switched
Correct. I had one card switch automatically from US BOA to US Barclay. I have one that is still US BOA.
+1. Same experience for me.
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Aug 5, 2013 | 2:39 pm
  #11  
One reason, you may want to close Barclay's US airways card, is because most likely it will be converted to Arrival card at some point, the most logical step. That may preclude you from getting the 40000 points in sign up bonus, currently offered on it. Something to think about.
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Aug 5, 2013 | 3:44 pm
  #12  
There are two possibilities. One is that Barclay's will get to keep the customers, and switch them to another credit card that they offer. This is what US Bank did to holders of the Northwest credit card after it merged with Delta. The other possibility is that AA will get to keep the customers, and Barclay's will sell the card portfolio to Citi.

Which path they take depends on their contracts and what they negotiate. But in either case, they will give you warning, so if you don't approve of what they decide, you should have sufficient time to close the card.
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Aug 5, 2013 | 4:04 pm
  #13  
Parker has publically indicated they are looking at the possibility of keeping both Barclays and Citi, although this could just be a negotiating tactic.
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Aug 5, 2013 | 5:11 pm
  #14  
I thought, CITI was selected the new issuer? Did something change?
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Aug 5, 2013 | 6:39 pm
  #15  
Quote: I thought, CITI was selected the new issuer? Did something change?
I dont believe they ruled out more than one...
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