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-   -   Double inquires according to CreditSesame (https://www.flyertalk.com/forum/credit-card-programs/1482971-double-inquires-according-creditsesame.html)

jreddick Jul 7, 2013 3:06 pm

Double inquires according to CreditSesame
 
After applying for the Chase Marriott Visa, Hilton HHonors American Express, and Citi Hilton HHonors Signature Visa, I received a credit alert on CreditSesame. I went to view the alert, and it indicates that I have six recent credit inquires -- two from each of: FirstUSA, Amex, and CitiBank.

Has anyone experienced anything like this? Do you think I literally received double inquiries, or is it just a bug with CreditSesame?

I would check my official credit report, but I have about 7 or 8 months until I can do that again.

chicagorich Jul 7, 2013 3:20 pm

Double inquires according to CreditSesame
 
You mean separate inquiries at different credit bureaus?

I have read that Capital One will often hit all three bureaus with an inquiry when you apply with them for a total of three inquiries.

skitch23 Jul 7, 2013 3:46 pm

Double inquires according to CreditSesame
 
I think it is a bug with CS. I had something similar happen last week.... I had a decrease of debt on my student loan and on one of my cc's. Both of which showed up twice... So four alerts total for two accounts.

SammySpade Jul 7, 2013 4:51 pm

You don't need to wait to request another report
http://www.experian.com/reportaccess/index.html

jbx72487 Jul 7, 2013 6:00 pm


Originally Posted by chicagorich (Post 21056489)
You mean separate inquiries at different credit bureaus?

I have read that Capital One will often hit all three bureaus with an inquiry when you apply with them for a total of three inquiries.

Credit Sesame gets their data exclusively from Experian, so this wouldn't be from different credit bureaus.

Not sure if it's a CS glitch though

wcj Jul 7, 2013 6:11 pm

I would not be convinced that you did not receive double pulls. There are multiple reports of people getting hits on two credit reports by Chase. I received Transunion and experian pulls on my last Chase apps. Run a search and you will find the other reports.

guera Jul 8, 2013 7:42 am

I think it's a Credit Sesame glitch. I applied for two cards, one AMEX and one CITI, and it's saying I have four pulls.

Also DH got two alerts about the same thing--change in card balance.

bleech2 Jul 8, 2013 7:51 am

CS shows that I had two hard inquiries when I signed up for an AMEX in June, hopefully it's just a bug.

michael_v Jul 8, 2013 10:35 am

You can also get an Experian report every 6 months through https://www.quizzle.com/ (Quicken Loans).

LetsGoToo Jul 8, 2013 8:57 pm

Double inquires according to CreditSesame
 
I think something is off. It showed that once of my cards had a limit decrease of $7,500. That is accurate. The only problem is that it is showing it twice in my notifications for a total decrease of $15,000 which isn't right. Same deal on reporting balance decreases. It is doubling them up.

jimbous Jul 9, 2013 2:50 pm

I had the same thing happen with a Citi card last week.
From what I see here it appears to be a CS systems issue that will be hopefully corrected.

jreddick Jul 11, 2013 9:55 pm

Wow, thanks for all of the replies. I appreciate the feedback! I also did not know I could check out my credit report more often than 1 year without having to pay.

Thanks again for the info everyone. I think it probably is just a glitch that it shows things twice on CreditSesame.


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