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-   -   Does downgrading a card to avoid an annual fee=close date for that card? (https://www.flyertalk.com/forum/credit-card-programs/1474898-does-downgrading-card-avoid-annual-fee-close-date-card.html)

apoclater Jun 10, 2013 8:56 pm

Does downgrading a card to avoid an annual fee=close date for that card?
 
I had a AmEx Delta Skymiles Gold card and recently downgraded it to a AmEx BlueSky. I know that keeps my card credit history with AmEx, but does it actually allow me to consider my Delta card "closed" at this point, in case I want to open this card again for the bonus in 1-2 years?

djtsukasa Jun 11, 2013 11:06 am


Originally Posted by apoclater (Post 20900300)
I had a AmEx Delta Skymiles Gold card and recently downgraded it to a AmEx BlueSky. I know that keeps my card credit history with AmEx, but does it actually allow me to consider my Delta card "closed" at this point, in case I want to open this card again for the bonus in 1-2 years?

From my understanding, if it is a downgrade, the account history stays intact.


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