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-   -   Advice for first AoA (https://www.flyertalk.com/forum/credit-card-programs/1469905-advice-first-aoa.html)

Hazarrd May 24, 2013 11:27 am

Advice for first AoA
 
I previously applied, and was approved, for the following cards on the following dates:

Chase Ink - March 12, 2013
Citi Hilton - March 11, 2013
Chase Priority Rewards - March 5, 2013
Citi AA (business) - January 22, 2013
Chase MileagePlus - January 17, 2013
AMEX Skymiles - September 15, 2012

As you can see, these were not part of an AoA. I've met all of the bonus requirements and am now ready for some more cards. 90-days from the most recent card authorization date would be June 12, 2013. I plan on applying for the following new cards for my first AoA:

AMEX Hilton
Citi AA (personal)
Chase Fairmont
Chase Marriott
US Bank Club Carlson

I know that you are supposed to wait 90 days between AoAs, but was wondering if I need to follow that rule given that I have not done a real AoA yet. Would appreciate advice. Credit score is around 730-740 right now.

iqbalt80 May 24, 2013 11:56 am


Originally Posted by Hazarrd (Post 20805452)
I previously applied, and was approved, for the following cards on the following dates:

Chase Ink - March 12, 2013
Citi Hilton - March 11, 2013
Chase Priority Rewards - March 5, 2013
Citi AA (business) - January 22, 2013
Chase MileagePlus - January 17, 2013
AMEX Skymiles - September 15, 2012

As you can see, these were not part of an AoA. I've met all of the bonus requirements and am now ready for some more cards. 90-days from the most recent card authorization date would be June 12, 2013. I plan on applying for the following new cards for my first AoA:

AMEX Hilton
Citi AA (personal)
Chase Fairmont
Chase Marriott
US Bank Club Carlson

I know that you are supposed to wait 90 days between AoAs, but was wondering if I need to follow that rule given that I have not done a real AoA yet. Would appreciate advice. Credit score is around 730-740 right now.

I would say go easy with the Chase.... Also US Bank is very stingy with their cards (if you have already opened quite a few before hand).
If you do want to apply for a US Bank card, do apply for the card first in the AoR

jpark1982 May 24, 2013 12:10 pm


Originally Posted by Hazarrd (Post 20805452)
I previously applied, and was approved, for the following cards on the following dates:

Chase Ink - March 12, 2013
Citi Hilton - March 11, 2013
Chase Priority Rewards - March 5, 2013
Citi AA (business) - January 22, 2013
Chase MileagePlus - January 17, 2013
AMEX Skymiles - September 15, 2012

As you can see, these were not part of an AoA. I've met all of the bonus requirements and am now ready for some more cards. 90-days from the most recent card authorization date would be June 12, 2013. I plan on applying for the following new cards for my first AoA:

AMEX Hilton
Citi AA (personal)
Chase Fairmont
Chase Marriott
US Bank Club Carlson

I know that you are supposed to wait 90 days between AoAs, but was wondering if I need to follow that rule given that I have not done a real AoA yet. Would appreciate advice. Credit score is around 730-740 right now.

3 new Chase cards that are less than 6 months, I would off on them for a little while longer, unless you have a considerable amount of wiggle room on lines to be moved around.

tigerhunt2011 May 24, 2013 12:31 pm


Originally Posted by jpark1982 (Post 20805670)
3 new Chase cards that are less than 6 months, I would off on them for a little while longer, unless you have a considerable amount of wiggle room on lines to be moved around.

I have a long-term Chase strategy involving the CSP, Fairmont and Hyatt cards, beginning with CSP in August.

Will Chase let you close a card to free up credit for a new card?

mnscout May 25, 2013 2:12 pm


Originally Posted by tigerhunt2011 (Post 20805783)
I have a long-term Chase strategy involving the CSP, Fairmont and Hyatt cards, beginning with CSP in August.

Will Chase let you close a card to free up credit for a new card?

Yes.

mnscout May 25, 2013 2:15 pm


Originally Posted by iqbalt80 (Post 20805604)
I would say go easy with the Chase.... Also US Bank is very stingy with their cards (if you have already opened quite a few before hand).
If you do want to apply for a US Bank card, do apply for the card first in the AoR

Agree on both counts. I would go for BoA Virgin for 100K HHonors (after transfer) instead of one of the Chase cards.


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