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Originally Posted by onthego15
(Post 19830122)
My AMEX BCP will be giving me 6% until May, so that's when I will be interested in new cards. I'm sure there will be other new cards to consider in the coming months
Uncapped is important for me, so I am not bothering with rotating 5% cards capped at $75 per quarter. We'll see how long PenFed stays upcapped though I am somewhat hopeful. I'm guessing that since you can use 2% on everything cards, the temptation to buy gift cards at 3% (to save 1%) is much less than at 6%, so there will be less "abuse" |
Originally Posted by silver6054
(Post 19830934)
My BCP gets capped in Feb (spent 18K on groceries from Feb-Nov, not all that much on gift cards!) so I've also get PenFed Platinum Rewards, which is paying 3% uncapped (for now!) on groceries, as well as 5% on gas.
Uncapped is important for me, so I am not bothering with rotating 5% cards capped at $75 per quarter. We'll see how long PenFed stays upcapped though I am somewhat hopeful. I'm guessing that since you can use 2% on everything cards, the temptation to buy gift cards at 3% (to save 1%) is much less than at 6%, so there will be less "abuse" |
Originally Posted by diver858
(Post 19836492)
Based on prior usage, we expect to hit the BCP cap in 9 months usage, exclusively with groceries. For this reason, we plan to use Chase Freedom during the quarter supermarkets earn 5%.
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