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-   -   Which CC for Groceries? (https://www.flyertalk.com/forum/credit-card-programs/1379825-cc-groceries.html)

Tanic Aug 24, 2012 9:42 am

I have had purchases made at SuperTarget coded as grocery on my Citi TY MC.

broadwayblue Aug 25, 2012 4:54 pm

Is it possible to convert an old "blue" amex card to the BCP version?

exsea Aug 25, 2012 5:43 pm

This offer, I think is targeted. I got an email with an invitation to enroll for each of my 3 AA Citibank Cards:

Earn 2 American Airlines AAdvantageŽ bonus miles for every $1 spent, up to 2,500 additional miles, on eligible supermarket, drugstore, gas and restaurant purchases until 09/30/12. That's 3X AAdvantageŽ miles on what you buy!

dc333 Aug 25, 2012 7:22 pm


Originally Posted by broadwayblue (Post 19193359)
Is it possible to convert an old "blue" amex card to the BCP version?

I have the classic Blue Cash and have a link in my Amex account home screen to upgrade to the preferred version. I also get emails from time to time offering the same.

Even if you don't see those, I'm guessing a call to retention or customer care would yield some kind of offer to convert.

Preacher7 Aug 25, 2012 9:07 pm

Will that conversion result in a hard pull?

billpreston Oct 4, 2012 4:13 pm

Amex Blue Cash Preferred changes in 2013
 
FYI - my latest statement had a notice that the rewards terms are changing for the AMEX Blue Cash Preferred - effective January 15, 2013, it will earn 6% on all grocery purchases up to $6000 and only 1% beyond that limit.

This is a step down for sure, particularly for families who spend a lot on groceries.

Hopefully the Chase Freedom will have a grocery bonus again next year to make up the difference.

iqbalt80 Oct 4, 2012 6:02 pm


Originally Posted by billpreston (Post 19439147)
FYI - my latest statement had a notice that the rewards terms are changing for the AMEX Blue Cash Preferred - effective January 15, 2013, it will earn 6% on all grocery purchases up to $6000 and only 1% beyond that limit.

This is a step down for sure, particularly for families who spend a lot on groceries.

Hopefully the Chase Freedom will have a grocery bonus again next year to make up the difference.

This will suck big time. I was doing so good on my "Groceries" this year. Already made $1500 + on CB.

dcpilgrim Oct 4, 2012 6:52 pm

Wonder if the no annual fee version has the same 6K cap.

6K *6% = $360 - 75 = 285.

285/.03=9,500. So if no cap on 3%, if your annual spend on groceries is greater than 9,500 you should go with the lesser card. I guess it would be a little higher due to the 1% return above 6K.

onthego15 Oct 5, 2012 3:42 am


Originally Posted by billpreston (Post 19439147)
FYI - my latest statement had a notice that the rewards terms are changing for the AMEX Blue Cash Preferred - effective January 15, 2013, it will earn 6% on all grocery purchases up to $6000 and only 1% beyond that limit.

This is a step down for sure, particularly for families who spend a lot on groceries.

Hopefully the Chase Freedom will have a grocery bonus again next year to make up the difference.

I just looked at my September statement, and I see no such notice. What page on your statement do you this notice and when was that statement? Can you cut and paste the exact language?
Thanks.

burlax Oct 5, 2012 7:03 am


Originally Posted by broadwayblue (Post 19193359)
Is it possible to convert an old "blue" amex card to the BCP version?

If you have old version AMEX BC card, you can upgrade to the new version AMEX BCP - do it online or call CS.

mia Oct 5, 2012 7:48 am


Originally Posted by billpreston (Post 19439147)
This is a step down for sure, particularly for families who spend a lot on groceries.

I speculate that this change is driven by cardholders who purchase giftcards at supermarkets to earn 6% on spending in other categories. $6,000 is only about $120 per week. I think that's low even for a couple, let alone a family with children.

Of course a couple could hold two Blue Cash Preferred cards. (Or one Preferred and one Blue Cash Everyday.)

168icq Oct 5, 2012 9:24 am


Originally Posted by billpreston (Post 19439147)
FYI - my latest statement had a notice that the rewards terms are changing for the AMEX Blue Cash Preferred - effective January 15, 2013, it will earn 6% on all grocery purchases up to $6000 and only 1% beyond that limit.

This is a step down for sure, particularly for families who spend a lot on groceries.

Hopefully the Chase Freedom will have a grocery bonus again next year to make up the difference.


Got the same notice on my Oct stmt as well.

DaveInLA Oct 5, 2012 3:33 pm

I have the BCP but haven't gotten the $6K limit notification. I don't get paper notifications or statements, but I thought I would've gotten an email notification or some sort of notice when I log in, but nothing. My billing cycle ends on 10/21, maybe I'll see it then.

Anyway, does the $6K limit apply for calendar years? For example, if it starts on 1/15/13, does that mean that we only get 6% on $6K from that date until the end of 2013, and then each calendar year after that? I signed up for the BCP in June 2012 and don't plan to renew; so that means I can spend up to $6K in "groceries" in half a year... I think that will be enough.

balwx Oct 6, 2012 9:32 am

Will be following this development, as my next statement cuts end of next week. Thanks OP for the heads up.

diver858 Oct 7, 2012 11:50 am


Originally Posted by rajuabju (Post 19172104)
Same.

I value my HHonors points at around .07, so with the 6 pts per dollar on groceries, its effectively a 4.2% return.

How do you get $0.07 per HH pt? That is VERY generous, even a stretch for premium properites, WAY OFF for lower end chains (ES, HGI, Hampton).


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