PIN Based Mileage Earning Debit Cards?
May 13, 2010, 11:25 am
#2
Join Date: Apr 2000
Location: Los Angeles
Programs: AA Lifetime Gold / Million miler
Posts: 297
Citibank does not have a debit card that earns miles with PIN-based purchases. Only signature ("credit-based") ones.
However, I think BofA DOES offer co-branded debit cards with both US Air and Alaska Airlines that do earn miles with PIN purchases.
However, I think BofA DOES offer co-branded debit cards with both US Air and Alaska Airlines that do earn miles with PIN purchases.
Last edited by mileage junkie; May 13, 2010 at 11:46 am
May 14, 2010, 7:17 am
#4
A FlyerTalk Posting Legend
Join Date: Apr 2001
Location: PSM
Posts: 69,232
I would be quite surprised to learn of any that earn for PIN-based transactions. The PIN-based sales incur a significantly lower fee paid by the merchant to the bank which means the bank isn't earning their typical 2-3% on the transaction. If they aren't making as much money then they don't have revenue to buy the points from the loyalty program.
May 15, 2010, 2:20 pm
#8
Join Date: Apr 2000
Location: Los Angeles
Programs: AA Lifetime Gold / Million miler
Posts: 297
I would be quite surprised to learn of any that earn for PIN-based transactions. The PIN-based sales incur a significantly lower fee paid by the merchant to the bank which means the bank isn't earning their typical 2-3% on the transaction. If they aren't making as much money then they don't have revenue to buy the points from the loyalty program.
May 17, 2010, 4:48 am
#9
Join Date: Mar 2010
Location: mountains of western NC
Programs: Life, Love and Laughter
Posts: 8,539
Evidently most (all?) debit cards can be swiped as credit at retailers and thus avoid having to enter a PIN.
May 17, 2010, 9:10 am
#11
Join Date: Jul 2004
Location: Lodi, CA
Posts: 592
Citibank premier pass elite card does not give you exactly miles but they have their thankyou points. For every three $ charged to this card as pin based transaction you get one point. Poor ratio but better than paying cash or just a blank pin based transaction at a couple of places where credit cards are not accepted.
May 17, 2010, 10:41 am
#13
Join Date: Dec 2007
Location: PDX|AKL|AMS|GVA|AGP|CPT - or somewhere in between
Programs: DL DM; 2MM
Posts: 2,418
PIN Based Mileage Earning Debit Cards ?
FWIW:
I frequently use this pin-based card without pin and earn travel points: http://www.usbank.com/en/personal/pr...erkstravel.cfm
It is rated as currently the best travel rewards card in the industry by Kiplingers.
I frequently use this pin-based card without pin and earn travel points: http://www.usbank.com/en/personal/pr...erkstravel.cfm
It is rated as currently the best travel rewards card in the industry by Kiplingers.
May 17, 2010, 1:10 pm
#14
A FlyerTalk Posting Legend
Join Date: Apr 2001
Location: PSM
Posts: 69,232
FWIW:
I frequently use this pin-based card without pin and earn travel points: http://www.usbank.com/en/personal/pr...erkstravel.cfm
It is rated as currently the best travel rewards card in the industry by Kiplingers.
I frequently use this pin-based card without pin and earn travel points: http://www.usbank.com/en/personal/pr...erkstravel.cfm
It is rated as currently the best travel rewards card in the industry by Kiplingers.
Earn one FlexPoint for every $1 in net purchases (non-PIN).
May 17, 2010, 4:09 pm
#15
Join Date: Dec 2007
Location: PDX|AKL|AMS|GVA|AGP|CPT - or somewhere in between
Programs: DL DM; 2MM
Posts: 2,418
And $20K in spend gets you up to $400 airfare according to one of the webpages but everything else shows only a penny/point, making it not al that phenomenal.
Mod, you want me to delete ?
Last edited by Travelomania; May 17, 2010 at 5:30 pm