Citi PP Elite insurance?
#1
Original Poster
Join Date: Feb 2005
Posts: 321
Citi PP Elite insurance?
Just received my new Citi PP elite card, and would appreciate feedback on a couple questions.
1 - I understand that this card give you points for both money spent and actual miles flown. So if I pay a 1K ticket to Taipei, do I get 17K points? (16K miles + 1K money spent)
2 - I have heard about Purchase points, Thank you points and Flight points, can someone briefly explain the difference to me?
3 - It is my understanding that if I pay other's ticket with this card, I will get points for the miles they flew. But should something unspeakable happens, will they get travel insurance coverage from the credit card company?
4 - Most credit cards provide lost baggage insurance of some sort, what about the CitiPP card, and does that benefit cover just the card holder, or everyone whose ticket was paid with the card?
5 - Last but not least, how easy is the redemption process? Hopefully it is nothing like the CO program, where they always tell you that there is no availability and anyday besides Friday the 13th is a blackout day.
Thank you.
1 - I understand that this card give you points for both money spent and actual miles flown. So if I pay a 1K ticket to Taipei, do I get 17K points? (16K miles + 1K money spent)
2 - I have heard about Purchase points, Thank you points and Flight points, can someone briefly explain the difference to me?
3 - It is my understanding that if I pay other's ticket with this card, I will get points for the miles they flew. But should something unspeakable happens, will they get travel insurance coverage from the credit card company?
4 - Most credit cards provide lost baggage insurance of some sort, what about the CitiPP card, and does that benefit cover just the card holder, or everyone whose ticket was paid with the card?
5 - Last but not least, how easy is the redemption process? Hopefully it is nothing like the CO program, where they always tell you that there is no availability and anyday besides Friday the 13th is a blackout day.
Thank you.
#2
Join Date: Apr 2006
Location: Ivory Towers
Programs: DL Plat, HH Diamond, Diners Club, Citi Chairman, AMEX Plat, Merrill+, SPG Gold, Marriott Slvr
Posts: 328
Originally Posted by PCheng
Just received my new Citi PP elite card, and would appreciate feedback on a couple questions.
1 - I understand that this card give you points for both money spent and actual miles flown. So if I pay a 1K ticket to Taipei, do I get 17K points? (16K miles + 1K money spent)
2 - I have heard about Purchase points, Thank you points and Flight points, can someone briefly explain the difference to me?
3 - It is my understanding that if I pay other's ticket with this card, I will get points for the miles they flew. But should something unspeakable happens, will they get travel insurance coverage from the credit card company?
4 - Most credit cards provide lost baggage insurance of some sort, what about the CitiPP card, and does that benefit cover just the card holder, or everyone whose ticket was paid with the card?
5 - Last but not least, how easy is the redemption process? Hopefully it is nothing like the CO program, where they always tell you that there is no availability and anyday besides Friday the 13th is a blackout day.
Thank you.
1 - I understand that this card give you points for both money spent and actual miles flown. So if I pay a 1K ticket to Taipei, do I get 17K points? (16K miles + 1K money spent)
2 - I have heard about Purchase points, Thank you points and Flight points, can someone briefly explain the difference to me?
3 - It is my understanding that if I pay other's ticket with this card, I will get points for the miles they flew. But should something unspeakable happens, will they get travel insurance coverage from the credit card company?
4 - Most credit cards provide lost baggage insurance of some sort, what about the CitiPP card, and does that benefit cover just the card holder, or everyone whose ticket was paid with the card?
5 - Last but not least, how easy is the redemption process? Hopefully it is nothing like the CO program, where they always tell you that there is no availability and anyday besides Friday the 13th is a blackout day.
Thank you.
ANSWERS 1 and 2: You will receive $1,000 Thank You points for the purchase at the end of the billing cycle. Therefore you will have 1,000 Thank You Points.
At some point (within 2 billing cycles), you will accrue 17,000 flight points. At the end of that billing cycle Citi will transfer 1,000 flight points to your Thank You account to match your ticket purchase. This leaves you with 16,000 flight points that have not been transferred to Thank You Points. You will also have 2,000 Thank You Points (1,000 from the purchase + 1,000 for the flight points).
If you have spent say $2000 on other items, you will earn 2000 more Thank You points for your purchases. Citi will transfer 2,000 more of your 16,000 flight points to Thank You points to match your purchases. Therefore, you will have a total of 6,000 Thank You points (usable) + 14,000 flight points (unusable until matched with purchases).
Effectively every $ that you spend will earn you 2 points. 1 for the purchase plus 1 for the flight point that will match it. (Select spend $ will earn 4 points, ie. 1 base point + 1 select point + 2 matching flight points). This continues until your flight points are all converted to Thank You points.
If you fly alot, you should consistently have a build up of flight points. Therefore, every $ you spend should earn 2 or 4 Thank You points. This is a pretty good yield
3. No idea
4. I do not think that PP Elite has lost baggage. Check www.citicards.com. Chairman Card has this, but I do not think that PP Elite does.
5. I hear that the redemption is fair and relatively easy. Check other threads. I have not redeemed for flights yet.
Last edited by awake_at_midnight; Aug 21, 2006 at 3:23 pm
#3
Join Date: Nov 2005
Posts: 30
4. Yes, it does include lost luggage insurance.
http://www.citibank.com/us/cards/car...isclosures.htm
Here is a link to a long description of benefits... there have been some changes since it was written.
http://www.flyertalk.com/forum/showt...ge#post3627727
http://www.citibank.com/us/cards/car...isclosures.htm
Here is a link to a long description of benefits... there have been some changes since it was written.
http://www.flyertalk.com/forum/showt...ge#post3627727
#4
Join Date: Jan 2005
Location: New York
Programs: AA Plat, CO Gold
Posts: 1,598
For future reference, questions 1-4 are answered in the T&C of the card. A search in the forum would have turned up this existing thread on ThankYou flight redemptions:
http://www.flyertalk.com/forum/showt...light=thankyou
http://www.flyertalk.com/forum/showt...light=thankyou
#5
Join Date: Jun 2001
Location: The road less traveled
Programs: UA Gold MM, AA EXP, Delta Platinum, Marriott Titanium, HHonors Diamond, Natl EE, Hertz Platinum
Posts: 5,118
I tried to redeem points for a flight last night and while they were very nice, only gave me a couple options (on America West, NW and AA). These choices were limited to specific times, so if I wanted flexibility, I would have to take a different airline. For example, the HP flight didn't get me to my destination until 2AM.
I asked for UA, but she said that was not available from the choices presented to her.
I asked for UA, but she said that was not available from the choices presented to her.
#6
Join Date: Dec 2002
Location: PDX
Programs: AS MVP, HH Diamond
Posts: 2,561
Originally Posted by JohnnyP
I tried to redeem points for a flight last night and while they were very nice, only gave me a couple options (on America West, NW and AA). These choices were limited to specific times, so if I wanted flexibility, I would have to take a different airline. For example, the HP flight didn't get me to my destination until 2AM.
I asked for UA, but she said that was not available from the choices presented to her.
I asked for UA, but she said that was not available from the choices presented to her.