Dec 27, 2020, 9:16 pm
Last edit by: yugi
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.
Citi Sears Cards (2014 - 2023)
Aug 7, 2022, 1:30 pm
#676
Join Date: Aug 2022
Posts: 2
What is the base earning rate of the Sears Mastercard with ThankYou Points?
Is is 5x back on gas, 3x back on groceries and restaurants, 2x back at Sears and K-mart, and 1x back on everything else like the ShopYourWay version? Or is it different?
Is is 5x back on gas, 3x back on groceries and restaurants, 2x back at Sears and K-mart, and 1x back on everything else like the ShopYourWay version? Or is it different?
Aug 7, 2022, 3:41 pm
#677
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,933
I don't think anyone here is using the Sears TYP MasterCard for anything other than 3 month offers of at least 10x.
Those can vary from Utility Bills, Gas-Grocery-Restaurant, Online, Travel. 10x to 20x.
Those can vary from Utility Bills, Gas-Grocery-Restaurant, Online, Travel. 10x to 20x.
Aug 7, 2022, 8:50 pm
#678
Join Date: Jul 2020
Posts: 124
Got 15% statement credit on $250 travel spend, up to $60 back! Came at the beginning of the month both as an email and snail mail letter. Glad to see a low minimum spend amount this time. Probably one of the lowest I've ever gotten actually.
Aug 8, 2022, 11:38 am
#679
Join Date: Dec 2019
Posts: 51
The uber cash showed up as the above...i am assume that counts as travel?
Aug 10, 2022, 10:33 am
#680
Join Date: Feb 2013
Location: PHX
Programs: AA EXP, IHG Diamond, IC Amb
Posts: 5,510
Got Spend $1,000 for 7,000 Bonus Thank You Points last week via email.
Done!
Back to the sock drawer until they send me more bonus offers next month!
Done!
Back to the sock drawer until they send me more bonus offers next month!
Aug 10, 2022, 5:34 pm
#681
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,255
Snail mail offer for $70 off $1000 8/15-9/14
Wife got $40 offer email. Common Citi, you need to do better than that.
Wife got $40 offer email. Common Citi, you need to do better than that.
Aug 10, 2022, 6:09 pm
#682
Join Date: Jul 2020
Posts: 124
Got the same snail mail offer for $70 off $1000, surprised they sent it this early as it doesn't start until next week. Last one I got they were actually late in sending so I missed a few days.
Aug 10, 2022, 10:17 pm
#683
Join Date: Feb 2017
Programs: Hilton Diamond, IHG Platinum Ambassador, Singapore Airlines Kris Gold
Posts: 49
I haven't seen anything via snail mail but would it require activation? I'm waiting to see if 15x online spend will come back for Aug-Oct. At present I have 15x GGR, 15x Travel, 20x home improvement in play.
Aug 11, 2022, 5:18 am
#684
Join Date: Jul 2020
Posts: 124
Yeah the mailer had an activation code you had to type in. Said the offer starts on 8/15 or when you activate, “whichever is later”.
Aug 11, 2022, 1:22 pm
#685
Join Date: Jun 2022
Posts: 36
That being said, no one uses these cards for the base rewards rate. The base rewards are just the minor appetizer for the main course of targeted offers. Still I'm sad I never got the old Sears TYP version. I would love to get that one over the SYW version.
Aug 14, 2022, 10:16 am
#686
Join Date: Jul 2018
Posts: 10
Anyone try delta gift card for travel bonus? PMs welcome if not wanting to share here
Aug 14, 2022, 11:04 am
#687
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Delta gift cards purchases are now processed by Cashstar, not by Delta. I would not expect them to code as a travel transaction. (Look at the bottom of the image.)
Aug 14, 2022, 11:42 am
#688
Join Date: Apr 2022
Posts: 16
I noticed this too and confirmed by email that it does count as travel. We'll see what actually hits my account at the end of the month, though
Last edited by mia; Aug 14, 2022 at 11:51 am Reason: Remove quoted image.
Aug 14, 2022, 11:52 am
#689
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955