Anybody ever downgraded your AA card to other citi no fee card?
Feb 1, 2013, 9:11 am
#1
Suspended
Original Poster
Join Date: Aug 2012
Location: NYC & PEK
Programs: Hyatt Diamond, UA GS, AA EXP
Posts: 292
Anybody ever downgraded your AA card to other citi no fee card?
I am considering downgrade my AA American Express card to citi forward card. is that possible?
Feb 1, 2013, 1:42 pm
#4
Join Date: Jan 2012
Posts: 757
It took 45 days to process the product change due to the Card Act. Something to consider if your annual fee is up.
I'd like to product my AA Visa to their Dividend card to get the 5% rotating categories (since I already have Forward), but I haven't called yet to see if its possible, and I might just prefer a retention offer instead. I plan to give it a shot in the spring.
I'd like to product my AA Visa to their Dividend card to get the 5% rotating categories (since I already have Forward), but I haven't called yet to see if its possible, and I might just prefer a retention offer instead. I plan to give it a shot in the spring.
Feb 1, 2013, 4:19 pm
#5
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
I did this about six months ago. It is becoming quite difficult to do it as most Citi reps don't know about it. My mom had to make several calls to finally get it.
The good things are that since there is no fee you can keep the card and improve the average age of your credit cards which improves your credit score. Secondly since AA miles expire without activity in 18 months this is an easy and sure way of refreshing you miles. I don't trust the eshopping sites as most if the time I don't get my miles.
The good things are that since there is no fee you can keep the card and improve the average age of your credit cards which improves your credit score. Secondly since AA miles expire without activity in 18 months this is an easy and sure way of refreshing you miles. I don't trust the eshopping sites as most if the time I don't get my miles.
Last edited by UA Fan; Jun 10, 2013 at 2:52 pm
Feb 1, 2013, 7:33 pm
#7
Join Date: May 2009
Location: EUG
Programs: AS MVP, AA MM, HH Diamond, MR Gold
Posts: 8,220
I've kept my bronze card for years. Busy churning everyone else. I like it because I don't have to worry about my AA miles (have a couple of low monthly charges on it). We no longer live in an AA city so I really don't care, just want to maintain what miles I have. Half miles, no fee, I don't even know it's there.
Feb 1, 2013, 7:49 pm
#8
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
I did this about six months ago. It is becoming quite difficult to do it as most Citi reps don't know about it. My mom had to make several calls to finally get it.
The good things are that since there is no fee you can keep the card and improve the average age of your credit cards which improves your credit score. Secondly since AA miles expire without activity in 18 months this is an easy and sure way of refreshing you miles. I don't trust the eshopping sites as most of the time I don't get my miles.
The good things are that since there is no fee you can keep the card and improve the average age of your credit cards which improves your credit score. Secondly since AA miles expire without activity in 18 months this is an easy and sure way of refreshing you miles. I don't trust the eshopping sites as most of the time I don't get my miles.
Feb 3, 2013, 5:59 am
#10
Join Date: Dec 2008
Posts: 377
When the annual fee for my Citi TY Points Premiere card was due, I was offered the chance to have my annual fee waived if I spent $4,500 on the card within so many months (forget the exact number). I downgraded to the Citi Forward card instead. The CSR was happy to review my options and do this.
Feb 5, 2013, 7:27 pm
#11
Join Date: Dec 2011
Location: ORD
Posts: 701
I downgraded my Citi AA Amex card in July. I asked for the Forward but they weren't able to convert to the Forward. They system wouldn't allow them. I converted to the regular Citi Thank You. I believe I was told that I can convert the Thank You to the Forward. I haven't done this yet but I am planning to in the future.
Feb 6, 2013, 11:00 am
#12
Suspended
Join Date: Apr 2012
Location: SFO, SIN, PVG
Programs: UA, AA, Hyatt, Marriott
Posts: 303
I downgraded my Citi AA Amex card in July. I asked for the Forward but they weren't able to convert to the Forward. They system wouldn't allow them. I converted to the regular Citi Thank You. I believe I was told that I can convert the Thank You to the Forward. I haven't done this yet but I am planning to in the future.
please update when you done. regular citi thank you have nothing to keep.
Feb 6, 2013, 1:20 pm
#14
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
Downgrading does not prevent you from getting a new card. Plus it keeps your credit line with Citi so if you have problems getting another card then if you call reconsideration you can offer to use the credit line from the downgraded card.