Thanks for the heads up on this, I had no idea this was a 'perk' of the card.

I was just approved for the CSP and Freedom in March. How long do you all recommend I wait before I app for one of the biz cards? I was going to wait 6 months, but I've considered 3 months as well. I'd like to here anecdotal evidence of what Chase is like to deal with in this situation.

There are no set rules with Chase like there are with Citi. If you can afford a hard pull, apply at 3 months. If not, apply at 6 months.

Got the Ink Plus in Feb. How quickly can I kill it?

Want to move over to Freedom.

Simple question that I can't find (searched this thread, forum, and manufactured spending forum, etc.)...

If I make a purchase at at&t.com (accessories, etc.), it DOES count for Ink bonus points. Yes?

There are no shopping portals that will add any extra miles (I checked AA + UA). Correct?

Lastly, does charging my AT&T Uverse bill to Ink count for bonus points?

I believe this post from last year answers my questions, but I just wanted to reconfirm before we switch our Uverse billing and buy the misc thing at at&t.com

Thanks :)

Is it possible to downgrade an Ink Plus to an Ink Cash, but link it to a CSP such that you still get UR points (like what is done with the Freedom card)?

No, since Ink Cash is a cashback card, not a UR points card. You can however downgrade to the Ink Classic and earn UR points, which you can pool with other UR cards.

Isn't this the same idea with a Freedom card though? Those are also cash back but I heard if you link it to a UR card you can actually earn UR points instead?

Nope. The Freedom card might be marketed as a cash back card but you are actually earning UR points, which can be converted to cash back at $0.01 cpp. Ink Cash is truly a cash back card, not UR points. Ink Classic earns UR points.

What you may be confusing this with is the fact that you need a "premium" UR card (CSP, Ink Bold, Ink Plus, JPM Select or JPM Palladium) in order to transfer those UR points to travel partners. You don't actually "link" the cards per se, but you transfer the points to the premium UR card and then transfer them out to travel partners.

Ahhhh I got it. Thanks for the detailed response!

I was approved for the IP but got denied for the IB, both were for the same business with 0 revenue. I'm considering calling recon for the IB, but for a new business with 0 revenue, what line of answers would I give them to justify the IB? Any pointers?

What credit line were you approved for on the Ink Plus?

$5k. When I had called them when I was inquiring about the status of the IB, and got denied, I asked them if I could move some of my personal credit for the IB, the rep said no.

I said I wanted an Ink Plus in order to segregate my reimbursable business expenses. I had the Ink Bold for over 6 months when I applied though.

I'm thinking of applying for the Ink Plus 91 days after my 1st Ink Bold.
I expect to get "pending" and I will call recon right away and suggesting they take some CL from my personal cards to fund this new card and the reason I want the Plus versus the Bold is so I can pay over time some purchases.
What are my chances for success? I think better then 75% that I get it but I wonder what others experiences are for getting both cards.