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-   -   CSP or CSR (https://www.flyertalk.com/forum/chase-ultimate-rewards/1987762-csp-csr.html)

Caribgrl Sep 18, 2019 3:05 am

CSP or CSR
 
Trying to decide which to get since both cards, with their current signup bonuses have an equivalent of $750.

I'm leaning towards the CSR because it does have more benefits, yes with a higher a.f. As well as I do have a CIP which seems to be almost equivalent to the CSP. Does this sound right

mia Sep 18, 2019 7:56 am

I suggest that you begin by reading this recent thread, which compares Preferred to Reserve:

https://www.flyertalk.com/forum/chas...d-get-rid.html

1. Reserve has more benefits, but will YOU use them?

2. When you redeem points do you transfer to airline/hotel programs -or- do you buy through the Chase portal operated by Expedia?

mangust Sep 18, 2019 8:16 am


Originally Posted by Caribgrl (Post 31537134)
Trying to decide which to get since both cards, with their current signup bonuses have an equivalent of $750.

I'm leaning towards the CSR because it does have more benefits, yes with a higher a.f. As well as I do have a CIP which seems to be almost equivalent to the CSP. Does this sound right

If you care about the CSR benefits just get the CSR.
From a pure cashback perspective (sans multiplier, etc.), if your annual spend on travel/dining is $5,500 or more CSR wins.
Exception is first year, for CSP's SUB is worth $100 more. So the CSR annual spend in travel/dining would need to be about $15K or more.

Caribgrl Sep 18, 2019 8:25 am

Thanks. Despite that I only travel (flights and all) once a year would definitely use that $300 TC. And hope to visit a lounge or 2. And I have booked past trips through the Chase portal as well as transferred to Hyatt. I think the CSR is a good choice for me. Esp that I now have to pay cash for an upcoming trip now.


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