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Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Sorry no link, saw it on the terminal. Per Bloomberg, it's coming out later this year with 80,000 and 3x on travel first 150k.
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http://www.bloomberg.com/news/articl...-business-card
Business owners earn 3 points a dollar for the first $150,000 spent on travel, telecommunications, shipping and advertising on social-media and search engines. |
Business owners earn 3 points a dollar for the first $150,000 spent on travel, telecommunications, shipping and advertising on social-media and search engines. Purchases after that limit or in other categories earn 1 point per dollar. http://www.flyertalk.com/forum/chase...gories-3x.html ...and notably absent is the valuable Office Supplies category which is the gateway to category shifting via gift cards. The Chase Ink Business Preferred card’s signing bonus kicks in after users spend $5,000 within the first three months, said Codispoti, who spent almost 12 years at American Express before joining JPMorgan in 2014. The $95 annual fee is waived for the first year. |
terrible , just terrible.
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Originally Posted by rufflesinc
(Post 27366903)
terrible , just terrible.
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Originally Posted by mia
(Post 27366918)
Because...?
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Originally Posted by rufflesinc
(Post 27367045)
3<5
Where they are the same, 3x is an improvement, as it's not just hotels (Ink Plus) or restaurants (Ink Cash). Additionally, the limits are much higher, moving from 50k for Ink Plus to 150k on Ink Preferred. The comparison for office supplies is much worse for Ink Preferred, since there's no category noted for it, i.e. 1x. But that isn't the whole story, obviously. |
Current Ink cards are very good, 5x! sapphire reserve also has 3x on travel. So what is left? ads, good for your blogger, who else? 3x is terrible. cards every where give 3x.
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The new card’s $150,000 limit for triple points means higher potential rewards than JPMorgan’s existing small business cards, Ink Plus and Ink Cash, as well as competitor offerings including the AmEx Business Gold Rewards charge card. That comes with a 25,000 point signing bonus and triple points in one of five categories on the first $100,000 in purchases. The public offer for American Express Business Rewards Gold is 50,000 points. The American Express rewards are capped at $100,000 spend in each category. With your Business Gold Rewards Card from American Express, you get at least one Membership Rewards® point for each dollar you spend on your Card for eligible purchases. For the first $100,000 in eligible spending in each calendar year in each of the five categories specified below, you can get additional points, as follows: you can get: (1) 2 additional points (for a total of 3 points) in one category of your choice from the five categories specified below; and (2) 1 additional point (for a total of 2 points) in the remaining four categories. The five categories are: (1) airfare on a scheduled flight charged directly with passenger airlines (charter flights and private jet flights are excluded); (2) advertising purchased in the U.S. to promote your business online, on television, or on the radio; (3) gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); (4) shipping services purchased in the U.S. for courier, postal, and freight; and (5) computer hardware, software, and cloud computing purchases in the U.S. made directly from select providers. (The current list of select computer hardware, software, and cloud computing providers is available at: americanexpress.com/rewards-info.) Eligible purchases in excess of $100,000 in the applicable category in a calendar year will receive only one point for each dollar spent on eligible purchases. |
Hmm, 3x on internet advertising...
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Originally Posted by rufflesinc
(Post 27367133)
Current Ink cards are very good, 5x! sapphire reserve also has 3x on travel. So what is left? ads, good for your blogger, who else? 3x is terrible. cards every where give 3x.
The travel at 3x does match other cards, but it's still an improvement over the Ink Plus and Ink Cash. Putting your statement in bold doesn't change that. |
The cell phone coverage ($600) is a nice benefit.
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Originally Posted by roundtree
(Post 27367378)
Ads are good for anyone that uses Facebook, Adwords, or any other Internet-based advertising. It's disingenuous to assume it's just bloggers.
The travel at 3x does match other cards, but it's still an improvement over the Ink Plus and Ink Cash. Putting your statement in bold doesn't change that. |
Originally Posted by dmo580
(Post 27367619)
... very little reason to hold onto the card other than to just churn the reward and PC.
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Originally Posted by rufflesinc
(Post 27367133)
Current Ink cards are very good, 5x! sapphire reserve also has 3x on travel. So what is left? ads, good for your blogger, who else? 3x is terrible. cards every where give 3x.
also 3x on these particular categories + 80k signup bonus is pretty solid. |
I wonder if this will be subject to 5/24
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Originally Posted by mia
(Post 27367706)
Unless you actually own a business with employees and expenses etc.
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Originally Posted by roundtree
(Post 27368069)
Indeed. I wonder why CC issuers aren't designing cards that cater to just the whims of MSers. :rolleyes:
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Are Chase business cards subject to 5/24?
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Originally Posted by runb4fun
(Post 27367819)
if you thought 5x was going to last forever then u are living in a fantasy world.
Anyway, this is still a pretty good card for people with legit online businesses. Web hosting might generally count as "telecommunications", for instance. (Not 100% sure on that.) |
Originally Posted by tmiw
(Post 27368256)
IMO even 1.5-2x is going to be threatened eventually, but that's a discussion for another thread.
Anyway, this is still a pretty good card for people with legit online businesses. Web hosting might generally count as "telecommunications", for instance. (Not 100% sure on that.) |
Originally Posted by runb4fun
(Post 27367819)
if you thought 5x was going to last forever then u are living in a fantasy world.
also 3x on these particular categories + 80k signup bonus is pretty solid. IMO even 1.5-2x is going to be threatened eventually, but that's a discussion for another thread. |
Originally Posted by rufflesinc
(Post 27368311)
Glad I held on to my diners card at 3x ggd!
And before people claim that we'll still have the same level of benefits due to competition, etc., there's a reason why cards generally don't offer more than 1.5-2x without earning caps and/or in MS-resistant categories--even though most people with rewards cards revolve balances. |
Originally Posted by exoticfusion
(Post 27368246)
Are Chase business cards subject to 5/24?
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Originally Posted by mia
(Post 27367706)
Unless you actually own a business with employees and expenses etc.
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Nowhere it's said Ink Plus benefits will change... stop panicking
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Any guesses if there's going to be an Ink Reserve coming out next year?
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Originally Posted by _Manta_
(Post 27372356)
...Ink Reserve ...
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Per TPG, Ink+ won't be available after Ink Preferred launches.
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So how long before we see Ink Reserve, Ink Preferred and Ink Freedom as the new Chase business tiered ecosystem?
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Originally Posted by SolidLiquidFox
(Post 27410356)
So how long before we see Ink Reserve, Ink Preferred and Ink Freedom as the new Chase business tiered ecosystem?
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New DOC rumor states that the Ink Cash will stick around. Ink+ is going away.
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Originally Posted by SolidLiquidFox
(Post 27414123)
New DOC rumor states that the Ink Cash will stick around. Ink+ is going away.
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Chase Ink Business Preferred Application Link
I saw this on another forum so I will post it here for anyone interest. People say it will live on 11/14/2016, but this person crack it before the date. There is no invation code for the app, and not sure it will pass 5/24 rule. So try it with your own risk:
Code:
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=FM7S |
From r/churning
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from data points on r/churning looks like it doesn't bypass 5/24
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Originally Posted by momoneylessproblems
(Post 27431156)
from data points on r/churning looks like it doesn't bypass 5/24
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I'm sure they learned their lesson from the CSR leak.
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I'm over 5/24. Applied right when links were posted on Reddit and my app is still under review. Has anyone been denied or approved that is over 5/24?
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