Originally Posted by DnvTrvlr
(Post 30903243)
Offer expired around 2 pm I believe. |
Anyone know what happens to the bonus points if you applied on the last day (3/18/19) of the 75K offer, and you got a “We need to review your request a little longer” message? Suppose they OK/approve your application 7 days later (3/25/19) does that mean you are on the standard/current 50K bonus offer, or will you still get the 75K points if you meet the spend requirement? |
Originally Posted by sdsearch
(Post 30794302)
It depends what you mean by "counts toward the 5/24"? If you mean after approval, whether getting this card affects your 5/24 count, then you should say: "would getting this card increase my 5/24 count"? If you mean before approval, whether you need to be under 5/24 to get this card, you should says: "do I need to be under 5;/24 to get this card". "Count toward" could mean either of those things to different people (even if to you it only seems to mean one of those things), and that's why I say it's too "murky" a term to be useful.
If the former ("would getting this card increase my 5/24 count", what you need to know is that: a) Chase only counts cards they see on your EQ/EX/TU credit report. Even though they could also count cards within their system, they haven't so far. b) Most banks (the main exceptions being Cap One and Discover) don't report business cards (in good standing) to EQ/EX/TU, and thus those cards are "invisible" to Chase's 5/24 counting process. And thus the answer for this particular card is "no". If the latter, there are very few Chase cards left that don't require being under 5/24 to get approved. Most of them were hotel cards which have either just been discontinued or have been upgraded to new versions in the past year, and the new versions of those may require being under 5/24 to get approved (even though the old versions, which you can no longer apply for, didn't). And thus the answer for this particular card is "yes". |
Was just approved for this card (was not interested in the 75K offer because I believe it's not worth $5K spend). I basically have close to 300K ultimate reward points but I no longer have any of those chase cards that you can transfer points to a travel partner ( can get that later though). I am thinking of using this new card for the 50,000 bonus then keep in my account until I re-apply for those transfer cards again (not interested to keep it when annual fees hit) and then transfer points to united and combine points:
1) Do you think it's worth it to use the card for 2 miles per dollar spend after I reach the $3K for the 50K signup bonus? 2) Any other recommendations regarding this card or other strategies to get most of the points? It was a while ago since I searched when I had chase travel CCs and found that the best way - then- to get most of the points is to transfer to united and get those nice discounted business flights. |
Originally Posted by good_boy_1234
(Post 30951174)
....
1) Do you think it's worth it to use the card for 2 miles per dollar spend ... |
Originally Posted by good_boy_1234
(Post 30951164)
My chase Chase business ink actually shows on my credit report and was counted towards my 5/24...
Certainly most people;s Chase business cards don't show up on EQ/EX/TU credit reports (other than the inquiry from the initial application), so I'm wondering why yours does. |
Originally Posted by good_boy_1234
(Post 30951174)
Was just approved for this card (was not interested in the 75K offer because I believe it's not worth $5K spend). I basically have close to 300K ultimate reward points but I no longer have any of those chase cards that you can transfer points to a travel partner ( can get that later though). I am thinking of using this new card for the 50,000 bonus then keep in my account until I re-apply for those transfer cards again (not interested to keep it when annual fees hit) and then transfer points to united and combine points:
1) Do you think it's worth it to use the card for 2 miles per dollar spend after I reach the $3K for the 50K signup bonus? 2) Any other recommendations regarding this card or other strategies to get most of the points? It was a while ago since I searched when I had chase travel CCs and found that the best way - then- to get most of the points is to transfer to united and get those nice discounted business flights. |
Rental Car Insurance
Does anyone know the rental car policy for the United Explorer business car? I can't find the policy anywhere online. The travel benefits guide in the Wiki is for the personal card, not the business.
I'm trying to determine if the card provides CDW insurance when renting in the USA for personal (not business) reasons? I don't own a car and thus do not have my own insurance. Other Chase business cards (e.g., chase ink) do provide CDW primary coverage if you're renting for personal reasons and do not have your own primary insurance policy. I assume the Explorer Business has the same policy, but need to confirm. |
Originally Posted by Traveler56789
(Post 30956104)
...I don't own a car and thus do not have my own insurance.
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Originally Posted by mia
(Post 30956148)
If you do not have other insurance the distinction between primary and secondary coverage collapses. The card insurance will cover the rental. However, be aware that the card only covers damage to the rental car. You are at risk for damage to other property or injury to people.
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You are covered unless the benefit provides NO coverage for personal rentals. If you did not save the printed booklet shipped with the card, and cannot locate the PDF version online, ask Chase to send it again.
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Originally Posted by qmacker
(Post 30950171)
Anyone know what happens to the bonus points if you applied on the last day (3/18/19) of the 75K offer, and you got a “We need to review your request a little longer” message? Suppose they OK/approve your application 7 days later (3/25/19) does that mean you are on the standard/current 50K bonus offer, or will you still get the 75K points if you meet the spend requirement? |
@StartinSanDiego Thank you!
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United eliminating award charts in November (and close-in booking fees.) Significantly reduces the value of this card, IMO.
https://viewfromthewing.boardingarea...-booking-fees/ |
Originally Posted by Diplomatico
(Post 30968990)
United eliminating award charts in November (and close-in booking fees.) Significantly reduces the value of this card, IMO.
https://viewfromthewing.boardingarea...-booking-fees/ |
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