Chase Ink Plus is now available
The Chase Ink Plus is now available at the Chase business credit card site. The Ink Plus looks like the credit card version of the Ink Bold (charge card). So as of today there are 4 non-affiliated Chase business cards - Cash, Classic, Bold, and Plus.
https://www.chase.com/online/busines...tm?a=undefined |
So, Ink Bold with 0% for six months, same bonus, same spend. Not bad. The zero percent makes meeting the spend a little easier in the event you are reaching a little.
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can i get this with 50k bonus if i already have the INK BOLD?
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So when a person's annual fee comes up for the IB, apply for the Plus. If you get instant approval, cancel the IB. If not, phone recon and say you want to switch your credit line from the IB to the Plus and cancel the IB then with the CSR. Rinse, repeat every 12 months. New bonus each year, no annual fee each year, same benefits perpetually. Any flaws with this strategy that you can see?
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None that I can see, except unless Chase finally gets wise to the nonprofit able cardmember actions that we do and shut us down for good. :)
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I got a US Mail offer a few weeks ago for the INK Plus with 50K bonus, no minimum spend (bonus with first purchase) and annual fee waived for first year.
It was for a business I have which already had the INK Bold. Applied and am waiting for a response after "further processing." PS Called the reconsideration line at Chase and app was granted. |
Link says 10k spend to get the second 25k points. That's high.
Anyone with lots of office spend but limited by the $50k limit on office spend suddenly have another 250k they can earn. |
this should be blowing up in the blogs tomorrow...pretty good offer...if only I could get the 50k no min..
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With the 0% for 6 months, it's really $10K spend in 6 months (since there are many ways to "spend forward," especially with the Ink cards).
Hopefully some targeted/lower spend offers surface soon :) |
Is Ink Plus benefit better than Ink Bold? I you also get lounge passes with Ink Plus. I think I should switch!
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Originally Posted by IamHungry
(Post 19012233)
Is Ink Plus benefit better than Ink Bold? I you also get lounge passes with Ink Plus. I think I should switch!
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New INK PLus Card now available
The public links came out yesterday and the referral links will be on all the blogs next week.
The offer is virtually the same as the INK Bold card but this one is a credit card NOT a charge card as is the INK Bold. 50K with $10K spend First year fee waived. 5 UR points per dollar on Office supplies, Internet, cable and phone etc. Based on past experience I believe holders of the Bold will be able to apply for the Plus and get another sign up bonus. We'll know for sure next week. |
Probably not a bad idea to wait to apply for this to see if other offers with less spend become available in the coming days/weeks...I think I saw mention of an offer that only required $5k spend in 3 months but no link is readily available for that one that I've seen yet...
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Originally Posted by lakeshoredrive
(Post 19013229)
Probably not a bad idea to wait to apply for this to see if other offers with less spend become available in the coming days/weeks...I think I saw mention of an offer that only required $5k spend in 3 months but no link is readily available for that one that I've seen yet...
But $10K is a lot for most people, so sure would like to see something like $5K for this new card. |
I was told that you should be able to get the bonus on this card as well as the Ink Bold since they are separate products.
There are targeted offers for no spending or $5K spending (instead of $10K), so it doesn't hurt to wait. |
Originally Posted by Million Mile Secrets
(Post 19013695)
I was told that you should be able to get the bonus on this card as well as the Ink Bold since they are separate products.
There are targeted offers for no spending or $5K spending (instead of $10K), so it doesn't hurt to wait. Sad thing is, if I wanted to, I could do $10k in three months. Even sadder, I might actually want to. I love me some UR points. |
Public link for those wanting now:
https://www.chase.com/online/busines...tm?a=undefined I'm going to wait until my Ink Bold gets a little closer to the annual fee so I can keep Ultimate Rewards points for free, foreverrrrrr :) |
Hey DHAST, no worries. When your annual fee comes up for the Bold, apply for the Plus. It they don't approve you, tell them you want to cancel your Bold and move the credit line over to the Plus. Having the Classic doesn't mean you can't get the Plus too. You can have 2 Chase Biz cards at the same time. Even if you may not be able to have 3, cancel the Bold and you're all good. 50K bonus points for the new Plus! Just tell them your Biz works better with a credit than a charge card if they ask for a reason.
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You can have at least three INKs since I just got my third, an INK Plus, using a U.S. Mail offer I got a few weeks ago for no minimum spend, fee waived for first year, 50K bonus.
Was initially turned down due to too many Chase apps in past half year (probably five or so, with all granted eventually). A chat with nice person at biz reconsideration line resolved things (1-800-453-9719). Thank you, Chase. You are being very good to me! :D |
Originally Posted by Preacher7
(Post 19014376)
Hey DHAST, no worries. When your annual fee comes up for the Bold, apply for the Plus. It they don't approve you, tell them you want to cancel your Bold and move the credit line over to the Plus. Having the Classic doesn't mean you can't get the Plus too. You can have 2 Chase Biz cards at the same time. Even if you may not be able to have 3, cancel the Bold and you're all good. 50K bonus points for the new Plus! Just tell them your Biz works better with a credit than a charge card if they ask for a reason.
I had applied for the Club card at the same time and was told the same thing by a different rep at the recon. line. They would not allow me to move credit from my Ink Bold acct to open the new one, even if I closed the original Ink acct. My point is, while there hasn't been an issue moving credit from Chase credit card accounts around to open new Chase accounts, I've had an issue trying to move Ink Bold credit to open new Chase accounts. Anyone else have this issue? |
I may have to apply for this one in a few months. The Bold is a great card and the spend over 6m is not too bad.
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Originally Posted by biggestbopper
(Post 19014443)
You can have at least three INKs since I just got my third, an INK Plus, using a U.S. Mail offer I got a few weeks ago for no minimum spend, fee waived for first year, 50K bonus.
Was initially turned down due to too many Chase apps in past half year (probably five or so, with all granted eventually). A chat with nice person at biz reconsideration line resolved things (1-800-453-9719). Thank you, Chase. You are being very good to me! :D which 3 ink cards and application dates on the 3 ink card please? all instant approval or had to call reconsideration thank you |
Originally Posted by biggestbopper
(Post 19009316)
I got a US Mail offer a few weeks ago for the INK Plus with 50K bonus, no minimum spend (bonus with first purchase) and annual fee waived for first year.
It was for a business I have which already had the INK Bold. Applied and am waiting for a response after "further processing." |
To answer the query above from emptyness-
I got basically the same offer (no spend, fee waived, 50K bonus) via the US Mail for both an Ink Bold (applied in late May '12) and Plus (applied a couple of days ago, that is, in late July 2012, a little less than two months between the two apps). Both these apps were addressed to a business name used a couple of years ago for an AA biz card app, so, since the name variant used in that app was slightly different than used anywhere else, I assume Chase somehow used Citi's list. Previously, I applied for an Ink World in Nov. 2011 and in Mid-March 2012. IIRC these two apps were made back when the 50K offer was open to all with fee waived but with a minimum spend of $5K to get the 50K bonus Ult Reward Pts. Again, IIRC, I had to call the reconsideration line for all four of the apps to get them approved (I have other, non biz Chase cards, UAL etc.) Called Chase on the latest app almost right after app was made and rep wanted to know why so many apps over six month period. Ans.: 'cause Chase keeps sending me great offers! And, because the Plus is a credit card, not just a charge card, has option to not pay in full for a month if there are cash flow issues. Approved during the call for $20K credit limit. Come on Citi, use those old mailing lists to make some offers that come close to Chase's! PS Guess this means I have four Inks right now. |
Originally Posted by biggestbopper
(Post 19016650)
To answer the query above from emptyness-
I got basically the same offer (no spend, fee waived, 50K bonus) via the US Mail for both an Ink Bold (applied in late May '12) and Plus (applied a couple of days ago, that is, in late July 2012, a little less than two months between the two apps). Both these apps were addressed to a business name used a couple of years ago for an AA biz card app, so, since the name variant used in that app was slightly different than used anywhere else, I assume Chase somehow used Citi's list. Previously, I applied for an Ink World in Nov. 2011 and in Mid-March 2012. IIRC these two apps were made back when the 50K offer was open to all with fee waived but with a minimum spend of $5K to get the 50K bonus Ult Reward Pts. Again, IIRC, I had to call the reconsideration line for all four of the apps to get them approved (I have other, non biz Chase cards, UAL etc.) Called Chase on the latest app almost right after app was made and rep wanted to know why so many apps over six month period. Ans.: 'cause Chase keeps sending me great offers! And, because the Plus is a credit card, not just a charge card, has option to not pay in full for a month if there are cash flow issues. Approved during the call for $20K credit limit. Come on Citi, use those old mailing lists to make some offers that come close to Chase's! PS Guess this means I have four Inks right now. |
Originally Posted by Preacher7
(Post 19008427)
So when a person's annual fee comes up for the IB, apply for the Plus. If you get instant approval, cancel the IB. If not, phone recon and say you want to switch your credit line from the IB to the Plus and cancel the IB then with the CSR. Rinse, repeat every 12 months. New bonus each year, no annual fee each year, same benefits perpetually. Any flaws with this strategy that you can see?
http://www.flyertalk.com/forum/credi...solidated.html |
Originally Posted by biggestbopper
(Post 19009316)
I got a US Mail offer a few weeks ago for the INK Plus with 50K bonus, no minimum spend (bonus with first purchase) and annual fee waived for first year.
It was for a business I have which already had the INK Bold. Applied and am waiting for a response after "further processing." |
Originally Posted by emptiness
(Post 19017888)
if I apply for ink Plus and don't get approved, I should tell the rep that I wanted credit card version of the ink card? I have the ink bold since April 2012. Thanks
Remember, they have your online app in front of them so you might want to review it before calling. Chase appears to be eager to hand out biz cards (not to mention personal cards). Apply for Bold, then wait at least 30 days and apply for Plus. Everyone needs an INK charge and a credit card! @:-) Besides, if you wait a bit you might get a no minimum spend 50K bonus in the mail. ^ |
Originally Posted by biggestbopper
(Post 19020419)
Not in my humble opinion. I would apply for Bold and push for acceptance when you call the reconsideration line. The folks there appear oriented towards approval if you can provide reasonable answers to their questions which are likely to include how long has your biz been around, how much are gross revenues in each of last three or so years? How much do you anticipate revenues to be in this year and what do you think profits will be?
Remember, they have your online app in front of them so you might want to review it before calling. Chase appears to be eager to hand out biz cards (not to mention personal cards). Apply for Bold, then wait at least 30 days and apply for Plus. Everyone needs an INK charge and a credit card! @:-) Besides, if you wait a bit you might get a no minimum spend 50K bonus in the mail. ^ |
Which card to apply for first?
Is there a rationale for a certain order of applying for the Ink Plus or Ink Bold, assuming I would like to ultimately get 2 or more cards? I have no business cards as of yet, and have 3 Chase personal cards (UA 65K, Marriott 70K, BA 100K). Had to allocate 1,000 of credit line from MR to BA to get last approval (BA required minimum of 5,000). Any recommendations for a certain application order to get 3 Chase Biz cards?
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Originally Posted by bdben
(Post 19023857)
Is there a rationale for a certain order of applying for the Ink Plus or Ink Bold, assuming I would like to ultimately get 2 or more cards? I have no business cards as of yet, and have 3 Chase personal cards (UA 65K, Marriott 70K, BA 100K). Had to allocate 1,000 of credit line from MR to BA to get last approval (BA required minimum of 5,000). Any recommendations for a certain application order to get 3 Chase Biz cards?
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Question re: FEIN vs SSN
Thanks for the previous reply, Frequent Miler. Next question: having never applied for a biz card, do you know if it is possible to apply for a card with Chase using FEIN and without providing SSN? I have read about others doing this with the Citi AA Biz cards (getting more than 1 by using SSN for 1 and FEIN for another.)
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Originally Posted by bdben
(Post 19026746)
Thanks for the previous reply, Frequent Miler. Next question: having never applied for a biz card, do you know if it is possible to apply for a card with Chase using FEIN and without providing SSN? I have read about others doing this with the Citi AA Biz cards (getting more than 1 by using SSN for 1 and FEIN for another.)
I'd be very careful with chase cards! |
Originally Posted by bdben
(Post 19026746)
Thanks for the previous reply, Frequent Miler. Next question: having never applied for a biz card, do you know if it is possible to apply for a card with Chase using FEIN and without providing SSN? I have read about others doing this with the Citi AA Biz cards (getting more than 1 by using SSN for 1 and FEIN for another.)
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So any reports back (or direct confirmation from Chase) yet from someone who already has the Ink Bold and was approved for the Ink Plus? Hoping to include this on my next churn.
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Originally Posted by stealph
(Post 19037069)
So any reports back (or direct confirmation from Chase) yet from someone who already has the Ink Bold and was approved for the Ink Plus? Hoping to include this on my next churn.
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I have an IB and got approved for the Cash earlier this month. Didn't have to give up any credit limit on my personal cards. No immediate approval, but called recon the next day and they didn't ask any questions at all why I needed a second Ink card for the same Biz. As such, I don't expect it should be much of a problem getting the Plus while having the IB.
In September, my wife will be applying for the Plus, for the same Biz that already has the Bold and Cash. I don't expect a problem there either, but she is prepared to close out her UA Explorer if needed. |
Originally Posted by emptiness
(Post 19027164)
i won't go crazy with too many apps. Chase is harsh and may shut you down for life.
I'd be very careful with chase cards! Then, with an accepted BA app (for the 100K bonus, before BA zapped its miles by changing the program) the floodgates opened. Right now I have four different Chase biz cards, all fairly recent and a couple of personal cards. Just got approved for the new INK Plus although I already had an INK Bold in the same biz name (both of these came from U.S. Mail offers, 50K bonus with first transaction ^--pays to read before shredding :D). So, IMHO Chase is really generous these days. Kinda like Citi in the old days when you could really churn the AA cards. |
Originally Posted by biggestbopper
(Post 19040260)
Not my recent experience. Until a year or so ago I just couldn't get a Chase card.
Then, with an accepted BA app (for the 100K bonus, before BA zapped its miles by changing the program) the floodgates opened. Right now I have four different Chase biz cards, all fairly recent and a couple of personal cards. Just got approved for the new INK Plus although I already had an INK Bold in the same biz name (both of these came from U.S. Mail offers, 50K bonus with first transaction ^--pays to read before shredding :D). So, IMHO Chase is really generous these days. Kinda like Citi in the old days when you could really churn the AA cards. I former employee of mine and good friend blew up his Chase accounts very similar being too cheap and not charging enough on the hotel cards like getting the points and only making a few small charges. Now he has nothing Chase except one business card they didn't touch but all his personal is dead. |
OK MY Story
I have a Chase Business Ink that was previously a regular chase business card that used to be dark green. Now it is slate black like the ink bold but I have kept this one open since 06 to keep the credit score up having several old accounts.
I had Ink Bold just a few months ago but canceled it after getting the 50k. To get the coffee shop show going rather than asking to reopen mine I applied and got a Ink Bold in spouses name which I am helping her use LOL I have United Ex 65k personal and P Club personal so I guess only 3 cards total from Chase I could do another but I think I will follow advice and wait on lower spend for INK PLUS even though it wouldn't be a problem for me to much if things keep working. I also have Costco Amex Biz so I feel full. Spouse has IB now and also personal P Club, Marriott and SW which we both had last year but they sent her a targeted offer for the 50k months before the new public one. I do worry about her more than me since she also had Amex Gold Biz not being used. My thought is rather than burn up the Marriott or Hilton for myself I am probably better off with the Ink Plus or if they said no have them reopen my Ink Bold and work that 50k x5 instead of messing with hotel pts. I would like to get SW but I don't really use them much since they don't fly to Thailand or PI places I like. Not sure if getting US Barclays or AA BOA would lower my chances with Chase or not much?? IDEAS on waiting |
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