FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   American Express | Membership Rewards (https://www.flyertalk.com/forum/american-express-membership-rewards-410/)
-   -   Close/Convert with negative point balance (https://www.flyertalk.com/forum/american-express-membership-rewards/1979905-close-convert-negative-point-balance.html)

coreyfr Jul 24, 2019 8:42 am

Close/Convert with negative point balance
 
Sorry in advance if this has been discussed and answered in other posts:

I got an offer to convert my old Blue card that has membership rewards. I have negative 85,000 rewards from due to a clawback of a bonus from a Platinum account. Will they make me pay for these if I convert?

Thank you

mia Jul 24, 2019 8:53 am


Originally Posted by coreyfr (Post 31337235)
I got an offer to convert my old Blue card....

Convert to which product?

coreyfr Jul 24, 2019 12:42 pm

Cash Magnet

coreyfr Jul 24, 2019 2:07 pm


Originally Posted by mia (Post 31337279)
Convert to which product?

Cash Magnet

nomiiiii Jul 24, 2019 2:15 pm

Closing has no problems and they don't ask you to pay up, I know that from personal experience (closed out a negative balance 2-3 years ago, no issues since then at all and good relationship with Amex continued).

coreyfr Jul 24, 2019 2:47 pm


Originally Posted by nomiiiii (Post 31338418)
Closing has no problems and they don't ask you to pay up, I know that from personal experience (closed out a negative balance 2-3 years ago, no issues since then at all and good relationship with Amex continued).

I have read of some being charged in the past and $25 per 1,000 which is crazy.

garykung Jul 24, 2019 2:54 pm


Originally Posted by coreyfr (Post 31338528)
I have read of some being charged in the past and $25 per 1,000 which is crazy.

AMEX can in fact do that. The real question is will they.

coreyfr Jul 25, 2019 7:30 am


Originally Posted by garykung (Post 31338555)
AMEX can in fact do that. The real question is will they.

I am looking for more data points to see what the chances might be based on others experience.

coreyfr Jul 26, 2019 6:19 am


Originally Posted by coreyfr (Post 31340805)
I am looking for more data points to see what the chances might be based on others experience.

Any recent closures with negative balance please share your results?

fly2 Jul 29, 2019 1:41 am

I have 10k MR points from Platinum spend. I just opened an AMEX BBP card and have a few spend. If I cancel the Platinum card, does the 10k MR points stay in my account?

mia Jul 29, 2019 8:30 am


Originally Posted by fly2 (Post 31353455)
.... If I cancel the Platinum card, does the 10k MR points stay in my account?

Yes, PROVIDED both cards are linked to the same rewards account (which is normal).

RedSun Jul 29, 2019 9:25 am


Originally Posted by coreyfr (Post 31337235)
Sorry in advance if this has been discussed and answered in other posts:

I got an offer to convert my old Blue card that has membership rewards. I have negative 85,000 rewards from due to a clawback of a bonus from a Platinum account. Will they make me pay for these if I convert?

Thank you

If you owed someone $100, should you just close your account and just move on?? What a world....

coreyfr Jul 29, 2019 7:09 pm


Originally Posted by RedSun (Post 31354671)
If you owed someone $100, should you just close your account and just move on?? What a world....

Mr. high and mighty, nobody asked for your I’ll informed response. Amex stole 100,000 points from me. I was sent an offer in the mail, met the requirements and then afterwards they decided I should not have gotten the points and never told me why.

RedSun Jul 29, 2019 7:24 pm


Originally Posted by coreyfr (Post 31356939)
Mr. high and mighty, nobody asked for your I’ll informed response. Amex stole 100,000 points from me. I was sent an offer in the mail, met the requirements and then afterwards they decided I should not have gotten the points and never told me why.

Or you probably do not want to know the reason. :D

Anyhow. You probably can pocket the sweet points and close the account since there is not much AmEx can do with you. But AmEx certainly can black-list you for future cards and bonuses. You may just miss another 100,000 point card, just like the Chase CSR. ;)

Gain now and lose the future?

coreyfr Jul 30, 2019 7:05 pm


Originally Posted by RedSun (Post 31356975)
Or you probably do not want to know the reason. :D

Anyhow. You probably can pocket the sweet points and close the account since there is not much AmEx can do with you. But AmEx certainly can black-list you for future cards and bonuses. You may just miss another 100,000 point card, just like the Chase CSR. ;)

Gain now and lose the future?

How can Amex blacklist me from getting a Chase card?


All times are GMT -6. The time now is 7:05 am.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.