Close/Convert with negative point balance

Old Jul 24, 19, 8:42 am
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Close/Convert with negative point balance

Sorry in advance if this has been discussed and answered in other posts:

I got an offer to convert my old Blue card that has membership rewards. I have negative 85,000 rewards from due to a clawback of a bonus from a Platinum account. Will they make me pay for these if I convert?

Thank you
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Old Jul 24, 19, 8:53 am
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Originally Posted by coreyfr View Post
I got an offer to convert my old Blue card....
Convert to which product?
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Old Jul 24, 19, 12:42 pm
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Cash Magnet
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Old Jul 24, 19, 2:07 pm
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Originally Posted by mia View Post
Convert to which product?
Cash Magnet
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Old Jul 24, 19, 2:15 pm
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Closing has no problems and they don't ask you to pay up, I know that from personal experience (closed out a negative balance 2-3 years ago, no issues since then at all and good relationship with Amex continued).
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Old Jul 24, 19, 2:47 pm
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Originally Posted by nomiiiii View Post
Closing has no problems and they don't ask you to pay up, I know that from personal experience (closed out a negative balance 2-3 years ago, no issues since then at all and good relationship with Amex continued).
I have read of some being charged in the past and $25 per 1,000 which is crazy.
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Old Jul 24, 19, 2:54 pm
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Originally Posted by coreyfr View Post
I have read of some being charged in the past and $25 per 1,000 which is crazy.
AMEX can in fact do that. The real question is will they.
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Old Jul 25, 19, 7:30 am
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Originally Posted by garykung View Post
AMEX can in fact do that. The real question is will they.
I am looking for more data points to see what the chances might be based on others experience.
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Old Jul 26, 19, 6:19 am
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Originally Posted by coreyfr View Post
I am looking for more data points to see what the chances might be based on others experience.
Any recent closures with negative balance please share your results?
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Old Jul 29, 19, 1:41 am
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I have 10k MR points from Platinum spend. I just opened an AMEX BBP card and have a few spend. If I cancel the Platinum card, does the 10k MR points stay in my account?
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Old Jul 29, 19, 8:30 am
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Originally Posted by fly2 View Post
.... If I cancel the Platinum card, does the 10k MR points stay in my account?
Yes, PROVIDED both cards are linked to the same rewards account (which is normal).
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Old Jul 29, 19, 9:25 am
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Originally Posted by coreyfr View Post
Sorry in advance if this has been discussed and answered in other posts:

I got an offer to convert my old Blue card that has membership rewards. I have negative 85,000 rewards from due to a clawback of a bonus from a Platinum account. Will they make me pay for these if I convert?

Thank you
If you owed someone $100, should you just close your account and just move on?? What a world....
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Old Jul 29, 19, 7:09 pm
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Originally Posted by RedSun View Post
If you owed someone $100, should you just close your account and just move on?? What a world....
Mr. high and mighty, nobody asked for your Iíll informed response. Amex stole 100,000 points from me. I was sent an offer in the mail, met the requirements and then afterwards they decided I should not have gotten the points and never told me why.
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Old Jul 29, 19, 7:24 pm
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Originally Posted by coreyfr View Post
Mr. high and mighty, nobody asked for your I’ll informed response. Amex stole 100,000 points from me. I was sent an offer in the mail, met the requirements and then afterwards they decided I should not have gotten the points and never told me why.
Or you probably do not want to know the reason.

Anyhow. You probably can pocket the sweet points and close the account since there is not much AmEx can do with you. But AmEx certainly can black-list you for future cards and bonuses. You may just miss another 100,000 point card, just like the Chase CSR.

Gain now and lose the future?
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Old Jul 30, 19, 7:05 pm
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Originally Posted by RedSun View Post
Or you probably do not want to know the reason.

Anyhow. You probably can pocket the sweet points and close the account since there is not much AmEx can do with you. But AmEx certainly can black-list you for future cards and bonuses. You may just miss another 100,000 point card, just like the Chase CSR.

Gain now and lose the future?
How can Amex blacklist me from getting a Chase card?
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