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-   American Airlines | AAdvantage (https://www.flyertalk.com/forum/american-airlines-aadvantage-733/)
-   -   I have both US and AA CC - which to keep? (https://www.flyertalk.com/forum/american-airlines-aadvantage/1668618-i-have-both-us-aa-cc-keep.html)

Scotttyd Mar 31, 2015 5:10 pm

I have both US and AA CC - which to keep?
 
I have both the AA credit card (american platinum select world elite master card - $89 annual fee) and will be getting changed over to the aviator red from barclay, also with similar annual fee. Obviously there is no need to keep both of them if I have to pay an annual fee. If I am unable to get the fee waived (or an equivalent perk/miles) which should I keep? Keeping one of them is an obvious yes as the waived baggage fee more than pays for itself. I do not have any status with either airline, I don't fly for business.

Do either one of them have obvious perks that beats the other?

SpammersAreScum Mar 31, 2015 6:02 pm

It's probably too soon to say, since Barclays has not yet said whether the Red will be a World Elite or even a World MC. If it turns out to be a WE, I would then argue for it being the better choice:

The AA card is $95, not $89.

The Red will have no Foreign Transaction Fee.

Scotttyd Mar 31, 2015 7:04 pm

Quote:

Originally Posted by SpammersAreScum (Post 24597410)
It's probably too soon to say, since Barclays has not yet said whether the Red will be a World Elite or even a World MC. If it turns out to be a WE, I would then argue for it being the better choice:

The AA card is $95, not $89.

The Red will have no Foreign Transaction Fee.

I must have wrote the af down wrong, the no foreign fee isn't a biggie - I have another card I can use when needed.

Help me out - what is the advantage of the WE or world MC?

jaxbill Mar 31, 2015 7:41 pm

Barclay just waived my annual fee this month for the old US card. You might be able to keep both for awhile.

mrkymark Mar 31, 2015 7:45 pm

Don't forget the 10% back in miles are stackable for each card so it's 20% off awards up to 20K max/year back with both cards in total. I'm keeping both!

airb330 Mar 31, 2015 7:52 pm

Quote:

Originally Posted by mrkymark (Post 24597763)
Don't forget the 10% back in miles are stackable for each card so it's 20% off awards up to 20K max/year back with both cards in total. I'm keeping both!

Unfortunately, the bonus doesn't stack as we all hoped it would. :(


It's a 10% maximum per AAdvantage account. There are already reports of those who have redeemed awards. It will be 5% (up to 5,000) from Barclays 5% (up to 5,000) from Citi, if you hold both cards.

rove312 Mar 31, 2015 9:31 pm

If you can login to your Barclays card, you can click on "Your Card Benefits" under AAdvantage Aviator to see if your card is World or World Elite, with a link on the benefits. My card gives 10,000 anniversary miles, so it's a no-brainer as the one to keep.

armus Apr 1, 2015 2:08 am

My card used to be 10K anniversary but is now 10%, though an FAQ on Barclay's website makes it clear the limit is 10K per Aadvantage acct regardless of how many credit cards you have (or who issued them). I suppose I'll stick with whichever card(s) waive or credit the fee.

weirdlyndon Apr 1, 2015 9:23 am

Quote:

Originally Posted by airb330 (Post 24597786)
Unfortunately, the bonus doesn't stack as we all hoped it would. :(


It's a 10% maximum per AAdvantage account. There are already reports of those who have redeemed awards. It will be 5% (up to 5,000) from Barclays 5% (up to 5,000) from Citi, if you hold both cards.

THIS!

I just experienced this first hand booking a 12.5K award. 10% back was posted as 625 miles form Barclays and 625 from Citibank MC. So not stackable.

satman40 Apr 1, 2015 10:30 am

AMEX SPG gives you 1.25 miles, why keep either one.,

travel_mav Apr 1, 2015 1:17 pm

Quote:

Originally Posted by satman40 (Post 24600561)
AMEX SPG gives you 1.25 miles, why keep either one.,

1. AmEx not as widely accepted as Visa & Mastercard
2. Barclaycard AA has Chip + Pin
3. AmEx SPG has a FTF of 3%
4. The 1.25 earning bonus assumes at least 20K points are transferred
5. Barclaycard AA currently has a bonus of 1.5x on everyday spend and 3x on US/AA spend through June 30, 2015.

DCAAA Apr 1, 2015 1:46 pm

10K EQM per card is stackable, no. So why not both?

weirdlyndon Apr 1, 2015 2:03 pm

Quote:

Originally Posted by DCAAA (Post 24601756)
10K EQM per card is stackable, no. So why not both?

It's not stackable.

WheelsFirst Apr 1, 2015 2:09 pm

I don't see Citi getting any stingier with its retention offers and Barclays will have to be pretty aggressive since they aren't allowed to get new sign-ups for this card and seemingly have spent quite a bit on marketing to keep this product line alive. I'd cancel whichever doesn't give a good retention offer.

UVU Wolverine Apr 1, 2015 2:34 pm

Quote:

Originally Posted by rove312 (Post 24598098)
If you can login to your Barclays card, you can click on "Your Card Benefits" under AAdvantage Aviator to see if your card is World or World Elite, with a link on the benefits. My card gives 10,000 anniversary miles, so it's a no-brainer as the one to keep.

I find this interesting because I received an email from Barclays saying that I'll continue to get the 10K anniversary miles, but now I don't see that as a benefit. I'll have to call and find out.


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