<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by IM4Travel:
This pretty much makes this coverage "useless" for those of us with large volumes of miles..[This message has been edited by IM4Travel (edited 11-06-2002).]</font>
I don't if I'd use the word useless. This actually makes sense as everyone pays the same amount per year. Covering my 2M miles and Joe Schmoe's 400K miles for the same annual fee doesn't quite seem fair, does it.
I would prefer to see a miles-based premium, just like insurance policies based on payout amount. Get coverage for all your miles, but your annual fee is based on the total benefit/miles protected.
The real problem is that there is no 'premium' program for the outlyers among us.