Originally Posted by aaupgrade

I originally guessed the internet because that is where I do the vast majority of my shopping and the main difference between my use of the Marriot and UA Visa cards. I do anywhere from 10-20 internet charges a month including recurring automatic payments, charitable donations, household purchases, and recreation purchases (ski passes, tee times, scuba trips, tours, train tickets, etc.). POS charges include groceries, taxis, drug store, and gas for the most part. The likelihood that it is a POS is low since the card is always swiped, except for the taxis where they still use a paper imprint.