Originally Posted by
qazw1
Are you saying that the regular Visa gives out the e-certificate only once while the Premier gives them out annually? If yes, then it seems worthwhile to pay the extra fee for the Premier.
I believe that is correct. My interpretation of the Visa website is that you get a sign-up e-cert (cat 1-4) when you are approved for either card. However, you only get the anniversary e-cert (cat 1-5) with the premier card.