I don't think that this is any new news to the govt and I don't think it will shut this down. If they changed the minimum redemtion time to 1 year instead of 6 months if purchased with a credit card, but then they would have to keep track of who purchased bonds with a credit card. I think the "churners" are in the minority. I started buying bonds when I saw an article in the local paper and was one of the first to list it here. I haven't cashed in a bond yet, and I sure am glad I bought I bonds when they were paying 7.5% with a fixed rate of 3.5. Once bought, I forget I have them and will only cash the most recent ones if the interest rates begin to rise above what they are paying or I really need the money. After 6 months they are liquid, so anyone not needing the money could leave them. Remember the 3 months loss averages less of a loss the longer you leave them.

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Ms.DtG