I could get two AMEX cards -- but the problem is that some places don't take amex, so I'd rathat have one card that I KNOW all my business charges will be on. Otherwise I'd do that in a heartbeat.

I looked at the HHonors visa signature card, but I am not sure about my ability to transfer its points into airline miles.. it says that for 10,000 hilton points, I get 1,500 airline miles. Is that physical miles, or is that mile points (ie: 25,000 to fly domesticly)?

Thanks for the help! I appreciate it.