Hi, everyone.

I am a newbie and I am afraid that my opnion would be far out of your point.

FX rate is one of my concern but I always think what I can get from using the Credit Card. There are some cards which give me more than 2miles per US$1.oo. I don't know how much you think 1mile is worth, but for me it is worth more than 3cents.
Just like this. Brisbane - Tokyo ticket costs 60,000miles, if cash, it is around AU$5,000. so 1mile is worth roughly more than 8cents. If a card gives me 2miles per $1, it is same as 16% cash back.

So, my best oncern is rate of mile/money.

But it does'n mean I don't worry about FXrate. I found some local companies are offering credit cards for international buisinessmen who travel and spend a lot. And the FX rate is lower than normal credit card. So, I think you can find same one in your country, if you wish.

I'm not telling you the detail. 'Couse the cards are for local residents only. Yes, this is the problem. As you know, the most of credit card is issued only to the residents in the country, but I found in HongKong or Singapore they issue credit card to the foreign residents as well. I think It is worth for you to check it out. As you know, HK and Singapore are the center of money market in asia and very competitive.

I'm going to open an account with HSBC in singapore and get their Credit Card with currency of USdollar. The FXrate is so-so and 1mile per 0.66US dollar. Also, they don't charge to transfer money between singapore and your contry if you have an account in your country and handling both accounts is easy. Just like two saving accounts in your one internet bank account. That's why I chose HSBC. I couldn't find good credit card in Citibank Singapore. To open an account in singapore is easy, just visit your local HSBC branch in your country and ask for it.

I hope you understand my poor english.

Regards