Well, I had this card for about a week now, it's run by BofA through FIA card services. But you access the account on the BofA website, not FIA.

This card is the saving grace of the Asiana program as long as they keep it at 2 miles per dollar because if they reduce it, I'm back to starwood AMEX. Asiana redemption values for Star Alliance flights are crazy high compared to other airlines, along with their standard redemption rate. With this card, it helps take out some of the sting. I've been sticking with Asiana so far because I don't travel much lately and keeping Star Gold is a bit easier.

What I miss about the Starwood is the RFID chip, separate charges for each card. The Asiana card gives everyone the same number just like a Visa or MC. Also, the Asiana Amex is missing the return protection feature.

Mileage should be credited after every billing cycle just like the Visa. I also save an extra $100 since I just bought tickets so my annual fee for this year is a wash.