Originally Posted by
Viajero Perpetuo
Well, the point of my post was that in recent back to back tests (2-3 minutes apart) with my MC/CIRRUS debit and my VISA/PLUS debit cards, MC/CIRRUS now consistently produces a better rate sometimes approaching 1% better than VISA/PLUS. I believe VISA/PLUS is now padding the rate when in the past this was not the case.
It sounds like an issue with Everbank, not with Visa/Plus per se. I'd escalate with in Everbank if I were you.
(I have a Plus ATM card and I find that I am charged the 1% that my credit union says I'm charged.)
Visa has an exchange rate calculator on their website:
http://corporate.visa.com/pd/consume...x_rates_us.jsp
It may or may not be helpful to you.