Originally Posted by
themicah
To find out whether you were truly ripped off by Everbank/Visa/Plus, I'd recommend trying to find the high/low rates for the day. As long as you're somewhere in the range, I don't think you were ripped off. If it's significantly outside the range, you may have been.
Well, the point of my post was that in recent back to back tests (2-3 minutes apart) with my MC/CIRRUS debit and my VISA/PLUS debit cards, MC/CIRRUS now consistently produces a better rate sometimes approaching 1% better than VISA/PLUS. I believe VISA/PLUS is now padding the rate when in the past this was not the case.