Less than a week ago I used my Citi ATM card at a Citi ATM inside a Citi branch (that had double security doors that wouldn't work until I put my bag in a locker outside!) in Rome. My Citi savings statement online shows a foreign exchange fee, and then says "nonciti" ATM withdrawal, with the street name (Via Abruzzi) that the Citi branch is on. (Btw, the building number on the Citibank Locations web page is wrong. I walked up and down the street a couple times and finally had to ask at a competing bank to figure out where the Citibank was hidden!)