Originally Posted by
gj83
I keep my money in an interest bearing account and schedule the payment in full for the day before the bill is due. That way I get the most out of my measly 3.0% APR in savings and never get any of the 18% APR on my CC.
I never pay before the statement closes.
So if I understand you correctly, you keep the money from your credit card(s) in your savings account and then pay it from that savings account a day before the statement closing. How do you manage to do this? I mean how can you withdraw the CC amount into your savings account without incurring any fee(s)?
You can PM me if you wish. Thanks!