The webcert transaction comes across as some (I don't remember details) merchant thing. I just have a crapload of $50 transactions on my bill. I didn't notice any missing ClubRewards points. Just shows you that a large part of their account review system is automated and people only get involved when you trip one of their triggers. Personally, if I looked at those transactions on someone else's account, I'd wonder why they bought 80 $50 items from this merchant <chuckle>.