Originally Posted by Kneel

Answers my question. I've always thought one should never check the "I've got $10K" box, or it would lead to problems the rest of your entries into USA.

Once I was bringing back about $12k. I thought I'd deposit $2k in Dubai, but the bank was closed. On to LHR. I saw an American Express counter. I asked if I could make a payment on my credit card balance. "No problem," they said, "only it can't be more than the balance." And there was no currency exchange fee! So you can actually payer dollars in UK on your American Amex account and have them count as dollars 1 for 1. One problem --- I miscounted and still had $10,050. Amex said, "Too bad. You can only make one payment a day." So my wife got a nice sweatshirt from Harrod's, and I walked into USA with $9,975.