Originally Posted by
TTT103
Well, the game seems to be over for me. I used to be able to churn two cards at a time. I would apply for a Visa and MC on the same day; however, this month I receieved the Visa card, but also receieved the "you can not apply for more than one card in a 60 day period" letter. Has anyone else had this occur?
It happened to my wife. I applied for two cards for her last Saturday (04/05), and she got the same e-mail for one app on Monday.
I've never applied for two cards at the same time under my name and have never been declined. I did receive a call from Citi this week re: an app for a second plat MC. The rep said that since I already had one card and had the max credit limit on it, they could only give me a $5K limit on the new card - but I could reallocate credit limits if I wanted. The $113K balance I had on my first card had no bearing on their approval.
I think what I'm going to do in the future is apply for only one card at a time, and apply for different cards: MC, Amex and Visa - even though the Visa card has only a 20K bonus (I think). Once sufficient time has passed, I'll go back to 3-app/60-day process for my wife and see if breaking up the apps works for her.