Great. File is gone, never saw the toolbar.

As a user since 1985, I have never had a problem.

I have tried anti-virus software and it has always created problem. Everyone once in while, a scare story gets me to the Symantec site to run their free scan. Of over 131,000 files, this was the only infected one and it seemed not to have served its purpose because I did not have anti-virus software for it to mimic!

So I think I will continue to practice safe computing and also to go bare back.

Thanks for the help, all!!!