Will redeem like crazy and am moving to cash rebate credit cards. Best deal I have found in on John Adam's page at www.money99.com. Effective rate is 1.64% cash rebate after factoring in "tiering".

Edit: (Additional info) The Fleet cash dividend rebate claims a 2% rebate, but the rebates are tiered. According to Jon Adams, it works out to 1.64%. You are limited to $500 in a calendar year (spend $30,500). Jon Adams is a talk radio guy in Atlanta who does a consumer finance show. When you apply, they wont' give you the specifics on the tiers until you get your cards. Let me know if you find any information that is contrary to what I have or if you find a better cash rebate credit card.

[This message has been edited by LemonThrower (edited 12-26-2002).]