More seriously. I am ok with CO allowing those who don't care about security to use a simple 4 digit code. What I find annoying is the fact that they claim you can add a password to your account which can be as complicated as you want it to be and by implication more secure but at the same time anybody who can crack the simple 4 digit code can still access my account.

So let craz have a 4 digit code, but let me have my more complicated password and no 4 digit code and we are both happy.