I got it for the first time a few months ago. Although mine was free through BofA this year, I was also considering paying for it. So far, I am delighted with it. You need to really consider your travel patterns, however, and also, whether you travel with guests. I dumped my UA RCC and AS Boardroom. The card is good in all AS Boardrooms, and a fair number of NON-HUB RCCs, but my UA travel is pretty limited now.