Maybe I'm a little hard nosed and Darwinistic, I believe in taking responsibility for our own actions, personally and corporately.

The Fed seems to be feeding the problem with more liquidity. I use the analogy of drip feeding the drug addict as opposed to forcing him to quit cold turkey.

The banks in their rush for market share created ingenious ways to print money to lend, then sell. They enabled the equally greedy consumer by providing them money by using their houses as ATMs.

These lenders and consumers should pay for their greed, the taxpayer should not. Let the greedy go tits up, the strong and sensible will survive, the financially greedy will learn a lesson.