Originally Posted by
motytrah
Were you actually using the CapOne card? I have a theory where there's some mix of your FICO score and not using the card for 12 or more months which triggers them looking at raising the rates.
I agree. I always get proactive raises on my limits on cards that I never use ( BoA, Citi, Chase and CapOne) but never on the one that heavy spending goes to (Citi Amex Plat)