Marriott Visa A link is: http://www.marriottrewards.com/visa/

800-351-8030

I believe the annual fee is $25 for the
Gold Visa and it was waived for the 1st
year (but that might have been last
Fall's promotion).

They had a lot of problems from October till
March in creditting points but they finally
got the software upgrades done (I assume)
and my points have been updated (i.e.
3 points for every $ spent at a Marriott
1 point for other charges)