So, what i got is that i should avoid Bank Drafts completely..and no CITI bank..ok.

My issue is how to get money exchanged into yen....i mean i could use an atm with my debit card from the states, but having traveling internationally to asia frequently, it usually has high fees involved. But it's getting better over the past couple years i've traveled. ( Do you get good rates at the post office and what's the fee or does it depend on the bank)

And Traveler's checks, i was planning on getting some, but i wasn't planning on relying on them as much.

Wiring money could be a possibility, but the thing is US banks charge heavy fees just to wire money over. I was looking up for my friend that needed to wire money over soon to pay for her housing deposit, and at Bank of America it costs 45 USD, just to do the transfer. Receiving the money is free, but
sending the money might cost a fortune. I saw that Washington mutual here in the states does international wire transfers for free...but there are intermediary fees which i don't know how much those will be. (It might be a better deal than BOA) Also, im looking into Wells Fargo, which seems to have a pretty comprehensive foreign/international exchange program

I think that shinsei bank looks good..i'll dig up some more stuff on it.

Thanks for all the replies