Wirelessly posted (BlackBerry8703e/4.1.0 Profile/MIDP-2.0 Configuration/CLDC-1.1 VendorID/104)
As a general rule, a party who negligently causes injury to an innocent victim is liable for the injury caused. The victim might be entitled to recover damages for pain and suffering, medical expenses, and lost wages. If the negligent party has homeowner's insurance, the insurance might provide coverage for this situation.