Don't think this has been touched on before - I've done a search and haven't found anything.

What happens to the annual fee if you make lots of claims? A normal travel insurer would likely put your premium up, but Amex aren't charging a premium; they're charging an annual fee. Anyone any experience?

Have just joined forces with a friend who signed up for the Plat a couple of weeks ago. Looking forward to flexing my Priority Pass card on an upcoming trip.