Originally Posted by
EasternTraveler
Let's say I were going to go ahead and get this card. Would it be better to go for the signature make a charge get the 20k and then wait a month or two and then upgrade or apply for the premier? How do I maximize my application?
Here are some thoughts...
1. If you apply for the non-premier card and get a point bonus, you will not get a point bonus if you upgrade to the Premier card.
2. Chase MAY not give you a point bonus for a new Premier card if you already have a non-premier card. There is some funny language in the T&Cs that concerns me about this approach. Check the Marriott forum.
3. IMHO it is best to get the Premier card early in the calendar year. They do not credit the 15 days toward status until your anniversary date. (Verify this in the Marriott forum.)
4. Sure you could save $65 by applying for the non-premier card and upgrading later. You will get virtually the same benefits during the first year. Just check the Marriott forum to make sure that this approach does not have adverse consequences.