yorock, you are way true!
ha ha ho...

The thing is that it is indeed aa very complicated (and sometimes drawn out) process to do much now in order to later BE simplified. I have had to switch and do things for a little while now to reach said goals.

I am now also working on this process with my wife's accts... I have almost 'finished' with mine. They are all at the award levels I like to have ready for future use, and that will probably all happen within the next 6 months (she will love the multiple trips to beaches and ski areas I can take her on for free!) So now it is her mile accts we are trying to work with. AND YES, she thinks I am as nuts as many here may, and so be it!

The problem though is that in the process of my 'ramping up' to become 'simple' later, I GOT ADDICTED TO THIS and YOU see it as clear as day!

ha ha ha.

But one day... oh yes one day...
???