Originally Posted by
sdsearch
Now the trick is finding 0% balance transfers offers that you can apply for (if you're not already getting them by the boatload in the mail). The problem is that they're only offered to people with good credit, so these offers are usually targeted, and you may have to wait for one to come to you (rather than being able to find out out there and apply for it). But maybe someone else has a tip for finding a 0% balance transfer if you haven't gotten any offers...
This is a decent list of cards with possible 0% balance transfer offers.
http://www.creditcards.com/balance-transfer.php Many are possible for a year. Amex Blue might offer you 15 months but apparently this can be a shorter time as well. Some also offer 0% on purchases, usually for a shorter time. I have had good luck getting 0% for 12 from Amex and from Discover. I got Clear from Amex when I last did this; not sure if that one still comes with 0% for a year.
I agree the two card split can be good if you do it right. But it might also be useful to take advantage of easy 0% money from the home improvement stores if applicable. Sounds like OP could need to apply for two cards to make this work, and approval for two new cards may not necessarily be forthcoming.