[QUOTE=Jenbel;9154271]And the reason why virtually all British people travel with insurance is because at home we do not need private medical insurance, since we have nationalised healthcare. I'm with alanR - it's exceptionally rare to find someone British travelling overseas without insurance, particularly when we hear such horror stories of the costs of treatment in the US. It's an assumption that is pretty safe to make about British people that they willl have travel insurance. QUOTE]

agreed, it would be a rare thing to find a British person in the US without travel insurance, the culture is so different that I dont think anyone would take the risk